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Going abroad for 6 months. Continue paying car insurance?

  • 01-02-2018 12:21pm
    #1
    JackieChang
    Registered Users, Registered Users 2 Posts: 1,494 ✭✭✭


    Hi folks,

    Does no claims bonus reset once you stop paying insurance? Or does it pause?

    Heading off on a trip and don't want the headache of first time driver premiums when I come back. I'm thinking I need to keep paying it.


Comments

  • #2
    Isambard
    Registered Users, Registered Users 2 Posts: 5,795 ✭✭✭Isambard


    i think your NCB holds good for a period of 2 years


  • #3
    colm_c
    Registered Users, Registered Users 2 Posts: 2,032 ✭✭✭colm_c


    I'd be more worried about the car itself, parking up a car for six months can cause problems.

    Getting someone to drive it once a month would be helpful.

    As for insurance, you can pause the policy, but you'd want to be able to park it up somewhere off the public road.


  • #4
    JackieChang
    Registered Users, Registered Users 2 Posts: 1,494 ✭✭✭JackieChang


    colm_c wrote: »
    I'd be more worried about the car itself, parking up a car for six months can cause problems.

    Getting someone to drive it once a month would be helpful.

    As for insurance, you can pause the policy, but you'd want to be able to park it up somewhere off the public road.

    I may even scrap it. It's a real banger.

    Does the NCB still hold up if the car doesn't exist any more?


  • #5
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    Suspend the policy.

    That means the ncb will continue to be earned until the policy expires and you will get money back from the insurer based on the length of the suspension.


  • #6
    JackieChang
    Registered Users, Registered Users 2 Posts: 1,494 ✭✭✭JackieChang


    Business Cat wrote: »
    Suspend the policy.

    That means the ncb will continue to be earned until the policy expires and you will get money back from the insurer based on the length of the suspension.

    The policy expires in May. I'll be abroad by then.


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  • #7
    cplwhisper
    Registered Users, Registered Users 2 Posts: 797 ✭✭✭cplwhisper


    JackieChang wrote: »
    The policy expires in May. I'll be abroad by then.

    Return the Cert and disc with note to suspend. Make any payments you have left. In May you’ll receive a renewal notice with any suspense rebate and NCB will be valid for 2yrs.

    Suspended policy still earns NCB and if needed covers fire and theft damage on vehicle is still exists


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