17 year old as named driver.

gooner99

Hi. Planning on changing car soon and want to add my 17 year old as a named driver later in the year. The old rule was to keep the engine size small. Does it make much difference these days. What criteria do insurance companies look at when quoting young named drivers.

Is it engine size, fuel type, car size, other?

Henry Ford III

A modern car with a small engine will be the least painful route.

gooner99

Henry Ford III wrote: »

A modern car with a small engine will be the least painful route.

Cheers, does bhp make a difference. Some of the small turbo engines can have quite high bhp.

Mf310

Bhp is the main thing well with liberty anyway anything below 115bhp you should be alright i know that is the cap for young driver with liberty

gooner99

Cheers. Will have to keep the engine size and output down.

gooner99

Returning to this thread, as I need to change car soon and have one eye on inuring the young lad as a named driver when he hits 17.

With a lot of the more modern engines having a small capicity with a higher bhp output, does that throw things a bit when seeking insurance for a 17 year old named driver.

Do Irish insurers still go on engine size solely, or bhp, or a mix. For example in the old days a 1.0L would have had an output less than 100hp, but many now have much more.

Also what bearing does car size have. I used to thing that a small car would be cheaper to insure than a mid or large car. Is that still the case.

Really appreciate a rough guide to all the variables. One I can think of is age a value, although I guess newer cars may have better safety, so may be cheaper to insure.

Personal experiences welcome.

Technique

I got a quote last week of €1200 extra to add my 17 year old to my policy. It's a 2008 2.2 diesel Civic, my insurer is Cornmarket.

Skatedude

Insurance companies do not like young drivers and civics.
Too many boy racers from the 90's etc loved them and so no the insurance companies dont.

gooner99

Interesting. I knew they didn't like young lads insuring them in their own name. Didn't know there would be such a problem with young named drivers on parent policy.

galwaytt

€1200 here to add a soon-to-be 18 yr old to a 1.5dci Renault for 12 months, on a Learner Permit.

gooner99

Sounds like I'll need to go 1.0L Yaris. lol