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17 year old as named driver.

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  • 22-01-2018 10:22pm
    #1
    gooner99
    Registered Users Posts: 2,040 ✭✭✭


    Hi. Planning on changing car soon and want to add my 17 year old as a named driver later in the year. The old rule was to keep the engine size small. Does it make much difference these days. What criteria do insurance companies look at when quoting young named drivers.

    Is it engine size, fuel type, car size, other?


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    #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,651 Mod ✭✭✭✭Henry Ford III


    A modern car with a small engine will be the least painful route.


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    #3
    gooner99
    Registered Users Posts: 2,040 ✭✭✭gooner99


    Henry Ford III wrote: »
    A modern car with a small engine will be the least painful route.

    Cheers, does bhp make a difference. Some of the small turbo engines can have quite high bhp.


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    #4
    Mf310
    Registered Users Posts: 321 ✭✭Mf310


    Bhp is the main thing well with liberty anyway anything below 115bhp you should be alright i know that is the cap for young driver with liberty


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    #5
    gooner99
    Registered Users Posts: 2,040 ✭✭✭gooner99


    Cheers. Will have to keep the engine size and output down.


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    #6
    gooner99
    Registered Users Posts: 2,040 ✭✭✭gooner99


    Returning to this thread, as I need to change car soon and have one eye on inuring the young lad as a named driver when he hits 17.

    With a lot of the more modern engines having a small capicity with a higher bhp output, does that throw things a bit when seeking insurance for a 17 year old named driver.

    Do Irish insurers still go on engine size solely, or bhp, or a mix. For example in the old days a 1.0L would have had an output less than 100hp, but many now have much more.

    Also what bearing does car size have. I used to thing that a small car would be cheaper to insure than a mid or large car. Is that still the case.

    Really appreciate a rough guide to all the variables. One I can think of is age a value, although I guess newer cars may have better safety, so may be cheaper to insure.

    Personal experiences welcome.


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    #7
    Technique
    Registered Users Posts: 1,370 ✭✭✭Technique


    I got a quote last week of €1200 extra to add my 17 year old to my policy. It's a 2008 2.2 diesel Civic, my insurer is Cornmarket.


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    #8
    Skatedude
    Registered Users Posts: 2,674 ✭✭✭Skatedude


    Insurance companies do not like young drivers and civics.
    Too many boy racers from the 90's etc loved them and so no the insurance companies dont.


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    #9
    gooner99
    Registered Users Posts: 2,040 ✭✭✭gooner99


    Interesting. I knew they didn't like young lads insuring them in their own name. Didn't know there would be such a problem with young named drivers on parent policy.


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    #10
    galwaytt
    Registered Users Posts: 12,761 ✭✭✭✭galwaytt


    €1200 here to add a soon-to-be 18 yr old to a 1.5dci Renault for 12 months, on a Learner Permit.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



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    #11
    gooner99
    Registered Users Posts: 2,040 ✭✭✭gooner99


    Sounds like I'll need to go 1.0L Yaris. lol


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