Job discrimation

liamo77

Hi i hope i have posted in the right forum.

The problem i have is as follows.

I went to a car dealership to buy a car. I found what i was looking for and had the required deposit of 5000 euro. The salesman and i went to fill out the loan application for the remainder of the purchase price and everything was great till my occupation came up. I told him i was a taxi driver for 20 years full time and tax cleared. With reluctance he said the finance company wont deal with taxi drivers. I could not believe it but went away disappointed. I decided to apply for finance directly with the finance company and lay out my position regarding other loans and outgoings i have but this morning i got an email to say they will not deal with taxi drivers. No reason just no.

What i would like to ask is if this is legal. Surely they are discriminating against a certain section of society. I would be in trouble if i decided to refuse all members of the finance community regardless of there ability to pay or not.

I would welcome any answers to the question i asked.

Thanks in advance.

amcalester

They are discriminating against you but unless it is for one of the reasons below they are perfectly entitled to.

Gender: this means man, woman or transsexual
Civil status: includes single, married, separated, divorced, widowed people, civil partners and former civil partners
Family status: this refers to the parent of a person under 18 years or the resident primary carer or parent of a person with a disability
Sexual orientation: includes gay, lesbian, bisexual and heterosexual
Religion: means religious belief, background, outlook or none
Age: this does not apply to a person aged under 16
Disability: includes people with physical, intellectual, learning, cognitive or emotional disabilities and a range of medical conditions
Race: includes race, skin colour, nationality or ethnic origin
Membership of the Traveller community.

Nody

Mod:
Hello OP; I think this forum will be more suitable to your query as it's relating to the purchase terms of a car.

Lantus

Are you trying to buy a car using PCP? These contracts don't generally allow for purchase by companies or people using the car for commercial reasons.

liamo77

Lantus wrote: »

Are you trying to buy a car using PCP? These contracts don't generally allow for purchase by companies or people using the car for commercial reasons.

No just regular car loan but having trouble getting finance because of my occupation.

chicorytip

liamo77 wrote:

No just regular car loan but having trouble getting finance because of my occupation.

It's surprising that you are having this difficulty given that the majority of cabs on the road appear to be vehicles less than five years old which clearly must have been purchased on credit. Have you spoken to other drivers about your situation?

ba_barabus

Are you buying the car to use as a taxi or as your own private car?

stingray555

I think this finance company does not finance cars to be used as taxis.
I guess your profession makes them suspicious that the car will be used
for such a purpose.

The resale value of an ex-taxi(even with low mileage) is much lower than
a private car, unfortunately.