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Is contactless still offline?

MazzR · 2017-10-20 08:27:25

When I use contactless, does it still go through offline so I can use it if I have insufficient funds?

20-10-2017 8:27am

#1

MazzR

Registered Users, Registered Users 2 Posts: 130 ✭✭

Join Date: March 2011

Posts: 105

When I use contactless, does it still go through offline so I can use it if I have insufficient funds?

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Comments

#2 20-10-2017 11:17am

Bank of Ireland: Tara

Closed Accounts Posts: 2,346 ✭✭✭

Join Date: November 2011

Posts: 2202

Hi MazzR,

Thanks for getting in touch.

We're unable to go into this level of detail on how card payments are processed. We would always recommend ensuring you have sufficient funds prior to using your card, to avoid overlimit charges. Going into an unauthorised overdraft could also have a negative impact on any future lending applications.

Thanks
Tara

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