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Loan in PTSB (or advise other) for non-irish citizen

  • 13-10-2017 5:28am
    #1
    sashab
    Registered Users, Registered Users 2 Posts: 78 ✭✭


    I am in Ireland for now 6 months, work in IT with good payment, is there any chance for me to get about personal 15,000€ loan? For period of 7-10 years? I am currently in PTSB but it doesn't matter from where I get loan. Thank you
    Tagged:


Comments

  • #2
    mel.b
    Registered Users, Registered Users 2 Posts: 3,130 ✭✭✭mel.b


    It's unlikely you'll get a loan over 7-10yrs, more likely 5yrs. They may also want you to be permanent.

    I wouldn't bother with Ulster bank - when I tried to get a loan before I got citizenship, they would only give a loan for the length of your stamp in your passport.


  • #3
    sashab
    Registered Users, Registered Users 2 Posts: 78 ✭✭sashab


    I am EU citizen and I have permanent job. I don't even pay for rent in Dublin :) so I have all my payment for me.


  • #4
    sashab
    Registered Users, Registered Users 2 Posts: 78 ✭✭sashab


    So for everyone, for future, they decline me 15,000E loan, but they said if I save like 200E every month on my account in next 6 months they will give me, instead they give me loan from 7,000E for max 5 years.


  • #5
    daheff
    Registered Users, Registered Users 2 Posts: 5,994 ✭✭✭daheff


    do you mind me asking what you need the money for?

    Are you looking to buy a car, if so, did you tell them this (As they would have an asset backing the loan, they may be more likely to lend it to you)?


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