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Early repayment - new loan

  • 09-10-2017 4:46am
    #1
    Bbula
    Registered Users, Registered Users 2 Posts: 8 ✭


    Hi there,

    In january this year I've taken car loan, bought a car, and at the beginning of this month engine has failed. I've looked around for quotes to get engine fixed (costs more than car is worth) or replaced (not so popular car, so no second hand engines)

    Now I'm left trying to figure out what to do, I'm in position to repay my loan in full, but without knowing if I get approved for new car loan I can't really repay it.

    Question is, can I get straight yes/no answer over the phone or in the bank itself? Or will I hear something like "when you repay current loan we will see what we can do"? Which for obvious reasons won't help me much as I have only two ways to get out of it, either repay current loan and get new loan or buy another car and keep repaying loan.

    Thank you.


Comments

  • #2
    Bank of Ireland: Kareana
    Closed Accounts Posts: 453 ✭✭Bank of Ireland: Kareana


    Hi Bbula,

    Thanks for your post here on Boards.
     
    We would recommend that you speak to one of our lending advisors on 0818 200 334 as this would depend on your circumstances regarding the loan.

    Please let us know if there is anything else we can help you with.

    Thanks,

    Kareana


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