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Credit history report

  • 02-10-2017 2:25pm
    #1
    info13
    Registered Users, Registered Users 2 Posts: 174 ✭✭


    Hi all,

    So I have got my ICB credit report which show a loan I missed payments on a couple of years back (since cleared off)

    My question is that when this expires from report mid next year? Will there still be a record of this to lenders as now back on my feet hoping to get a mortgage! or will this follow me now for the rest of my years?


Comments

  • #2
    Trish56
    Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭Trish56


    When it is removed from the Irish Credit Bureau it still remains on record with the bank you defaulted with so make sure you apply elsewhere for your mortgage.


  • #3
    Stheno
    Moderators, Business & Finance Moderators, Science, Health & Environment Moderators, Society & Culture Moderators Posts: 51,690 Mod ✭✭✭✭Stheno


    info13 wrote: »
    Hi all,

    So I have got my ICB credit report which show a loan I missed payments on a couple of years back (since cleared off)

    My question is that when this expires from report mid next year? Will there still be a record of this to lenders as now back on my feet hoping to get a mortgage! or will this follow me now for the rest of my years?

    Five years from the date of completion


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