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Car loan,

  • 12-09-2017 8:51pm
    #1
    KazzieLou
    Registered Users, Registered Users 2 Posts: 31 ✭


    Since I was 18 I was on job seekers allowance and put on different courses etc I'm now 21 and have got my first job. I'm just wondering is there any chance I would be able to get a small enough car loan about 6,000? Or would I be asking too much ?


Comments

  • #2
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    KazzieLou wrote: »
    Since I was 18 I was on job seekers allowance and put on different courses etc I'm now 21 and have got my first job. I'm just wondering is there any chance I would be able to get a small enough car loan about 6,000? Or would I be asking too much ?

    Are you permanent, have you any savings, do you have many outgoings, do you online gamble?

    If any of the above are the case or not may have a negative efect.


  • #3
    Atlantic Dawn
    Registered Users, Registered Users 2 Posts: 84,764 ✭✭✭✭Atlantic Dawn
    M


    Possibly, depends how much of a savings record you have at the moment. You should also factor in running costs of the car, after the purchase you could be looking at a good €5k a year plus in running costs just on insurance, tax, fuel and maintenance, factor in these costs in to your calculations.


  • #4
    KazzieLou
    Registered Users, Registered Users 2 Posts: 31 ✭KazzieLou


    punisher5112 wrote: »
    Are you permanent, have you any savings, do you have many outgoings, do you online gamble?

    If any of the above are the case or not may have a negative efect.

    Yes it's permanent, I don't have savings and not that many outgoings. I don't gamble


  • #5
    punisher5112
    Registered Users, Registered Users 2 Posts: 24,644 ✭✭✭✭punisher5112


    KazzieLou wrote: »
    Yes it's permanent, I don't have savings and not that many outgoings. I don't gamble

    Try save a bit in credit union and try them after you can show you put a certain amount in each week on pay day.


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