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Cancelling insurance, buying new car

  • 08-09-2017 1:11pm
    #1
    Skylinehead
    Registered Users, Registered Users 2 Posts: 11,690 ✭✭✭✭


    Hi guys,

    I'm buying a new car and because Liberty won't insure me until I'm 30 on that model (I'm 26) I was thinking of cancelling the insurance 6 months early. They might have to quote me, not sure, but I expect it would be huge money.

    Is there any impact to me on that, other than "losing" 6 months NCB? I'd still have my NCB from full years before that, would cancelling the policy have any effect on other companies quoting me?


Comments

  • #2
    Sue Pa Key Pa
    Closed Accounts Posts: 2,060 ✭✭✭Sue Pa Key Pa


    If the vehicle is roadworthy, legal and you have a licence to drive it, they have to offer you a quote. However, they can restrict cover to 3rd parry only


  • #3
    Skylinehead
    Registered Users, Registered Users 2 Posts: 11,690 ✭✭✭✭Skylinehead


    Sue Pa Key Pa wrote: »
    If the vehicle is roadworthy, legal and you have a licence to drive it, they have to offer you a quote. However, they can restrict cover to 3rd parry only

    It could also be very very expensive. It may well work out to be cheaper to change, I'll try get some figures together.


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