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Using a Credit Union loan to pay off Credit Card Debt

sineaders92 · 2017-08-25 11:22:43

Im wondering if someone can give me some advice. I already have a Credit Union loan out for a car, but on top of this I also have a credit card. I am wondering how open the Credit Union are to me approaching them and asking them for a loan top-up to pay off the credit card so that I can have all my repayments in one place?…

25-08-2017 11:22am

#1
sineaders92

Registered Users, Registered Users 2 Posts: 2 ✭

Join Date: May 2015

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Im wondering if someone can give me some advice.

I already have a Credit Union loan out for a car, but on top of this I also have a credit card. I am wondering how open the Credit Union are to me approaching them and asking them for a loan top-up to pay off the credit card so that I can have all my repayments in one place?

Will this affect me trying to get an additional loan top-up in the future?

Tagged:

credit card

credit union loan

credit union

loan top-up

0

Comments

#2 25-08-2017 3:14pm

beechwood55

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Join Date: January 2010

Posts: 515

How much is the credit card debt?
And how far through the car loan are you?

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#3 25-08-2017 3:37pm

NewCorkLad

Registered Users, Registered Users 2 Posts: 961 ✭✭✭

Join Date: May 2014

Posts: 941

Look at transferring bank and getting a new credit card to transfer the balance to, they usually have an introductory offer of an interest free period on the balance transfer.

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