If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)

Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie

Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

GAP insurance

Cyrus · 2017-08-17 09:42:29

I have declined this before on my last two new cars, but a recent accident where 10k worth of damage was done to our car through no fault of our own has made me think some more about this. We will be taking delivery of a new car in a couple of weeks. My insurance policy with allianz appears to replace your vehicle with a…

17-08-2017 9:42am

#1

Cyrus

Registered Users, Registered Users 2 Posts: 20,473 ✭✭✭✭

Join Date: January 2003

Posts: 19133

I have declined this before on my last two new cars, but a recent accident where 10k worth of damage was done to our car through no fault of our own has made me think some more about this.

We will be taking delivery of a new car in a couple of weeks. My insurance policy with allianz appears to replace your vehicle with a new one of the same spec within the first year. On that basis is gap not really applicable in year one?

Then its down to whether what we will owe after year 1 exceeds the likely replacement value of the car?

or am i missing something obvious?

0