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Mortgage Over-payment Question

  • 24-07-2017 12:51pm
    #1
    kodirl
    Registered Users, Registered Users 2 Posts: 173 ✭✭


    Folks, can anyone advise me on regular mortgage over-payments?If I set up a regular mortgage over-payment (monthly) can I revert to the previous mortgage rate I originally signed up for or will I be stuck on the over-payment + original amount for the duration of the mortgage term. Obviously I would like the option to revert to the original rate if there were unforeseen changes to my current financial position.

    Thanks in advance.


Comments

  • #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,861 Mod ✭✭✭✭Henry Ford III


    I'd imagine you could do that but your lender will confirm.


  • #3
    sKeith
    Closed Accounts Posts: 13,404 ✭✭✭✭sKeith


    Returning to origional payments should be just a phone call and possible follow up written request away.


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