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engagement ring insurance

  • 22-07-2017 9:27pm
    #1
    lunalex
    Registered Users, Registered Users 2 Posts: 14 ✭


    Hi i am wondering how i go about getting insurance for my engagement ring on its own... I have house insurance and do not want to put it on that...


Comments

  • #2
    893bet
    Registered Users, Registered Users 2 Posts: 9,381 ✭✭✭893bet


    Putting it on your house insurance is most likely the cheapest method.


  • #3
    SarahS2013
    Registered Users, Registered Users 2 Posts: 348 ✭✭SarahS2013


    It's by far the cheapest method to put it on your contents insurance.
    I was quoted circa €600 per year for standalone ring insurance for my ring but yet it only increased the house insurance by about €120 per year.
    Both has the same stipulation that it had to be set, mounted, insurance cert provided, and kept in a safe when it's not on my hand.


  • #4
    ThisRegard
    Closed Accounts Posts: 27,833 ✭✭✭✭ThisRegard


    €120 seems pretty expensive, it would be covered under specified all risks but I don't think it should add an additional €124, probably around 25% of your average premium, to your overall premium.


  • #5
    SarahS2013
    Registered Users, Registered Users 2 Posts: 348 ✭✭SarahS2013


    Without going into the specifics, it's an expensive ring.


  • #6
    ThisRegard
    Closed Accounts Posts: 27,833 ✭✭✭✭ThisRegard


    i figured that may be the case, some insurers cover up to 6/7 thousand or so under their specified all risks cover.


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  • #7
    StarBright01
    Registered Users, Registered Users 2 Posts: 731 ✭✭✭StarBright01


    I would agree with other poster that putting it on your house insurance if you can is probably the cheapest way to do this


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