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Credit card

  • 06-07-2017 6:09pm
    #1
    clonagh
    Registered Users, Registered Users 2 Posts: 256 ✭✭


    Hi,
    What's the procedure for closing a credit card account? The balance is zero.

    Thanks.


Comments

  • #2
    Ally Dick
    Registered Users, Registered Users 2 Posts: 12,741 ✭✭✭✭Ally Dick


    I fear they'll be looking for €30 off you, before you close it, to cover the Government Card Duty....


  • #3
    clonagh
    Registered Users, Registered Users 2 Posts: 256 ✭✭clonagh


    Ally Dick wrote: »
    I fear they'll be looking for €30 off you, before you close it, to cover the Government Card Duty....
    Thanks AD.

    Can it be closed online or over the phone?


  • #4
    Ally Dick
    Registered Users, Registered Users 2 Posts: 12,741 ✭✭✭✭Ally Dick


    clonagh wrote: »
    Ally Dick wrote: »
    I fear they'll be looking for €30 off you, before you close it, to cover the Government Card Duty....
    Thanks AD.

    Can it be closed online or over the phone?
    I don't know. I would say they would expect a letter


  • #5
    Bank of Ireland: Darren
    Closed Accounts Posts: 991 ✭✭✭Bank of Ireland: Darren


    clonagh wrote: »
    Hi,
    What's the procedure for closing a credit card account? The balance is zero.

    Thanks.
    Hi clonagh,

    Thanks for getting in touch with us.

    You can close your credit card account by either:
    • Calling our credit card customer service section on 0818 251 251 (or 00353 5677 57747 if you are abroad)
    • By popping into a branch of Bank of Ireland B
    • By sending in a signed written letter of request to:

      Bank of Ireland,
      Account Closures Team,
      3rd Floor Operations Centre,
      Cabinteely,
      Dublin 18.

      We would also ask before closing your credit card that you:
    • Ensure your credit card balance is cleared in full.
    • Cancel any 3rd party direct debits/subscriptions directly with a retailer.
    • And to keep in mind that the Government Stamp Duty maybe charged upon closure.


    *For more details on Government Stamp Duty can be found on www.revenue.ie

    Thanks again for your message,
    Darren.


  • #6
    clonagh
    Registered Users, Registered Users 2 Posts: 256 ✭✭clonagh


    Bank of Ireland: Darren wrote: »
    clonagh wrote: »
    Hi,
    What's the procedure for closing a credit card account? The balance is zero.

    Thanks.
    Hi clonagh,

    Thanks for getting in touch with us.

    You can close your credit card account by either:
    • Calling our credit card customer service section on 0818 251 251 (or 00353 5677 57747 if you are abroad)
    • By popping into a branch of Bank of Ireland B
    • By sending in a signed written letter of request to:

      Bank of Ireland,
      Account Closures Team,
      3rd Floor Operations Centre,
      Cabinteely,
      Dublin 18.

      We would also ask before closing your credit card that you:
    • Ensure your credit card balance is cleared in full.
    • Cancel any 3rd party direct debits/subscriptions directly with a retailer.
    • And to keep in mind that the Government Stamp Duty maybe charged upon closure.

    [*]


    *For more details on Government Stamp Duty can be found on www.revenue.ie

    Thanks again for your message,
    Darren.
    [*]
    Thanks Darren.


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