Breakdown assistance

Irish Gunner

Hi I got a good car insurance quote from the AA however it does not include Breakdown assistance this is €84 extra and with that its still an ok deal. However are there other companies that offer breakdown assistance separately so I can compare the price?

cplwhisper

Axa do stand alone

Irish Gunner

cplwhisper wrote: »

Axa do stand alone

Rang them and they said they don't. Trying others now

cplwhisper

Irish Gunner wrote: »

cplwhisper wrote: »

Axa do stand alone

Rang them and they said they don't. Trying others now

Www.axa.ie/car-insurance/breakdown-cover/

Pm if needed

Irish Gunner

Funny when I rang them they said they did not but I can see from your link they do
Actually got a better quote including breakdown cover so may not need it
Thanks anyway

cplwhisper

Irish Gunner wrote: »

Funny when I rang them they said they did not but I can see from your link they do
Actually got a better quote including breakdown cover so may not need it
Thanks anyway

As it's a specialist policy , then not all the staff know it exist..better sent refesher email around later

If u are an AXA customer the cover for Ireland & Uk is optional at €25 (sometimes free, T&C apply) and extra €40-45 for Euro Rescue upgrade

K.Flyer

I have wondered if you have insurance with breakdown included and you have the need to use that service during the course of the policy, is it considered the same as having made a claim on your policy in the same way as windscreen or damage to the car and noted accordingly?

punisher5112

Breakdown cover.ie and some others.

Easytrip think doing it now also.

jinkybhoy

K.Flyer wrote: »

I have wondered if you have insurance with breakdown included and you have the need to use that service during the course of the policy, is it considered the same as having made a claim on your policy in the same way as windscreen or damage to the car and noted accordingly?

no - not counted as a claim

MIs claims do breakdown for €20approx or €30 with homestart - seperate policy. Done through brokers.(they may add fee on top)

cplwhisper

punisher5112 wrote: »

Breakdown cover.ie and some others.

Easytrip think doing it now also.

Claim under an optional benefit has no effect on NCB

Glass breakage is noted but no effective against NCB

Motor rescue usage is not recorded on a policy file.

jinkybhoy

cplwhisper wrote: »

Claim under an optional benefit has no effect on NCB

Glass breakage is noted but no effective against NCB

Motor rescue usage is not recorded on a policy file.

with regards the glass breakage - i've noticed it has no effect on bonus but some companies now will refuse to quote if you have 2 or more windscreen breakages in last few years.

cplwhisper

jinkybhoy wrote: »

cplwhisper wrote: »

Claim under an optional benefit has no effect on NCB

Glass breakage is noted but no effective against NCB

Motor rescue usage is not recorded on a policy file.

with regards the glass breakage - i've noticed it has no effect on bonus but some companies now will refuse to quote if you have 2 or more windscreen breakages in last few years.

Sorry for stealing the OP question

Technically if both windows claims cost as much as a policy renewal does then insurers can choose to put restriction in place.
Normally a claim for glass is once every 5 yrs but some people 'are magnets for glass claims for 1 reason or other' so I can't blame insurers to be cautious , malicious damage can start then and acc-damage claims start then .