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S & S opt out?

  • 21-05-2017 7:54pm
    #1
    sandyxxx
    Registered Users, Registered Users 2 Posts: 239 ✭✭


    Are many here planning to take the option of the S&S opt out.
    I have just discovered I am eligible & will be applying.
    A lot of my eligible TUI colleagues are doing likewise & are opting out,despite the short notice given!


Comments

  • #2
    r93kaey5p2izun
    Closed Accounts Posts: 3,962 ✭✭✭r93kaey5p2izun


    I'd be out like a shot if I could.


  • #3
    sandyxxx
    Registered Users, Registered Users 2 Posts: 239 ✭✭sandyxxx


    The fact that they've made it a "now or never" ultimatum makes it all the more urgent & tempting.....


  • #4
    deiseindublin
    Registered Users, Registered Users 2 Posts: 2,264 ✭✭✭deiseindublin


    What's with the short notice? I thought they originally said the option of opt out would come in September.


  • #5
    sandyxxx
    Registered Users, Registered Users 2 Posts: 239 ✭✭sandyxxx


    ....might have thought it'd go by unnoticed, and suppose it gives management advance notice of S&S availability?!


  • #6
    History Queen
    Registered Users, Registered Users 2 Posts: 3,474 ✭✭✭History Queen


    deiseindublin wrote: »
    What's with the short notice? I thought they originally said the option of opt out would come in September.

    I'd imagine they are hoping it'll give people less time to calculate ramifications for pensions etc. They don't want opt outs really.


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  • #7
    sandyxxx
    Registered Users, Registered Users 2 Posts: 239 ✭✭sandyxxx


    I only really want a break from it but if that means quitting for good then so be it!😂


  • #8
    deiseindublin
    Registered Users, Registered Users 2 Posts: 2,264 ✭✭✭deiseindublin


    I laughed at the Opt in forms. I'd love to know how many go for that one :D .


  • #9
    dory
    Moderators, Recreation & Hobbies Moderators Posts: 4,574 Mod ✭✭✭✭dory


    How short notice is short? We're all ASTI in my school so no such luck!


  • #10
    r93kaey5p2izun
    Closed Accounts Posts: 3,962 ✭✭✭r93kaey5p2izun


    dory wrote: »
    How short notice is short? We're all ASTI in my school so no such luck!

    Have to be returned by Friday.


  • #11
    judeboy101
    Banned (with Prison Access) Posts: 3,246 ✭✭✭judeboy101


    Lads, as an Asti member who opted out back in the day, its worth every red cent.


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  • #12
    dory
    Moderators, Recreation & Hobbies Moderators Posts: 4,574 Mod ✭✭✭✭dory


    This has caused lots of commontion in my school! We're all ASTI and now lots want to jump ship from ASTI by Friday to get out of S&S.


  • #13
    judeboy101
    Banned (with Prison Access) Posts: 3,246 ✭✭✭judeboy101


    dory wrote: »
    This has caused lots of commontion in my school! We're all ASTI and now lots want to jump ship from ASTI by Friday to get out of S&S.

    Sure any deal we eventually reach with the dept will include this opt out, you can be guaranteed of that.


  • #14
    Terri26
    Registered Users, Registered Users 2 Posts: 647 ✭✭✭Terri26


    Remember it's only because of the ASTI talks this opt out is on the table, not that the ASTI argued for this inequality. I'm nearly sure last time was a last time once off offer too.


  • #15
    mirrorwall14
    Closed Accounts Posts: 6,751 ✭✭✭mirrorwall14


    Apparently the pension ramifications are significant or so I was told


  • #16
    judeboy101
    Banned (with Prison Access) Posts: 3,246 ✭✭✭judeboy101


    mirrorwall14 wrote: »
    Apparently the pension ramifications are significant or so I was told

    Easily offset by investing in tax efficient avc. Plus if gov charge more for pensions then the "fee" for opting out will reduce the amount you have to pay for what they might charge.


  • #17
    deiseindublin
    Registered Users, Registered Users 2 Posts: 2,264 ✭✭✭deiseindublin


    mirrorwall14 wrote: »
    Apparently the pension ramifications are significant or so I was told
    I don't think they are tbh. It's sweet feck all multiplied by your remaining years service.


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