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mortgage

  • 13-05-2017 11:38pm
    #1
    kelly_hui
    Registered Users, Registered Users 2 Posts: 15 ✭


    Hi,
       
        I have a question about mortgage, does anybody can give me a answer? I told bank that I would like to buy 250k property, when I applied the mortgage. But after I got approval letter, I find that the price was increased. So I want buy little bit more expensive one than 250K, which is 260K. I got 15k after I sold my new car. Do you think that I can put 10K cash into the property? I was told that bank may take back my mortgage, they will audit my application again. It will take long time. So I can't buy more than 250K property.  Is that true?

    Thanks. 


Comments

  • #2
    Bank of Ireland: Tara
    Closed Accounts Posts: 2,346 ✭✭✭Bank of Ireland: Tara


    Hi kelly_hui,

    Thanks for getting in touch.

    If there is no material changes to the mortgage application then this is unlikely to impact you. As mortgage applications are dealt with on a case by case basis, we would recommend that you speak to your mortgage adviser for further guidance on this.

    Thanks
    Tara


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