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swift transfer PTSB

  • 08-05-2017 4:51pm
    #1
    cubatahavana
    Registered Users, Registered Users 2 Posts: 991 ✭✭✭


    Hi all,

    I bought a car last wednesday (3/5/17) and made a SWIFT transfer to NI on friday (7/5/17).

    Does anybody know how long should this take? I did the transfer in Euro. I can't wait to get my car! :D

    As the transfer was in Euro, is there any way to know the amount that will go (in sterling) to the NI account?

    Thanks!


Comments

  • #2
    mrawkward
    Registered Users, Registered Users 2 Posts: 498 ✭✭mrawkward


    Did the seller agree to take Euro? If not you are going to get gouged on fees and exchange rate!!


  • #3
    Cork Lass
    Registered Users, Registered Users 2 Posts: 6,968 ✭✭✭Cork Lass


    We did this a few weeks ago when my oh bought a car in NI. We transferred the equivalent amount in euro through PTSB and the money was in the sellers account on the same day but I believe it can take up to 2 days. Enjoy your new car.


  • #4
    cubatahavana
    Registered Users, Registered Users 2 Posts: 991 ✭✭✭cubatahavana


    Cork Lass wrote: »
    We did this a few weeks ago when my oh bought a car in NI. We transferred the equivalent amount in euro through PTSB and the money was in the sellers account on the same day but I believe it can take up to 2 days. Enjoy your new car.

    thanks, that is very helpful


  • #5
    cubatahavana
    Registered Users, Registered Users 2 Posts: 991 ✭✭✭cubatahavana


    mrawkward wrote: »
    Did the seller agree to take Euro? If not you are going to get gouged on fees and exchange rate!!

    I told them I'd do it in Euro and then fix the balance depending on the exchange rates. Should I have done it differently?


  • #6
    mrawkward
    Registered Users, Registered Users 2 Posts: 498 ✭✭mrawkward


    cubatahavana wrote: »
    I told them I'd do it in Euro and then fix the balance depending on the exchange rates. Should I have done it differently?

    You will be liable for their bank fees and subject to their bank exchange rates. I have bought several cars in Stf£ and always pay in Stg£ via https://www.currencyfair.com/ ....decent savings to be made!!


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