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Should men retire younger?

  • 06-05-2017 9:37am
    #1
    Registered Users, Registered Users 2 Posts: 11,465 ✭✭✭✭


    Just a thought.

    The average life span of a woman today is approximately 82 and a half and it's approximately 78 for men. If I'm not mistaken, the retirement age is 66 so that means that the gap between retirement and death is 25% shorter than it is for women.

    Should men be allowed to retire younger than women?


Comments

  • Registered Users, Registered Users 2 Posts: 16,201 ✭✭✭✭Pherekydes


    Yes, we should all have exactly 16 years of retirement.

    The corollary of that is that when you've been retired for 16 years...


  • Closed Accounts Posts: 3,721 ✭✭✭Erik Shin


    Absolutely not.....we'd have to spend more time with our shrivelled up wives....I'd rather be at work !


    There's a reason men die younger....


  • Banned (with Prison Access) Posts: 7,466 ✭✭✭blinding


    I think its time men took a good long rest .

    We have been working much too hard for far too long and with sweet fook all thanks .

    Men need a Union..........


  • Registered Users, Registered Users 2 Posts: 25,753 ✭✭✭✭Timberrrrrrrr


    blinding wrote: »
    I think its time men took a good long rest .

    We have been working much too hard for far too long and with sweet fook all thanks .

    Men need a Union..........

    My wife said I can't join :(


  • Registered Users, Registered Users 2 Posts: 2,731 ✭✭✭Arne_Saknussem


    Pherekydes wrote: »
    Yes, we should all have exactly 16 years of retirement.

    The corollary of that is that when you've been retired for 16 years...

    Carrousel?


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  • Registered Users, Registered Users 2 Posts: 7,008 ✭✭✭Allinall


    cantdecide wrote: »

    Should men be allowed to retire younger than women?

    Men (or women) can retire at any age they want.


  • Registered Users, Registered Users 2 Posts: 19,802 ✭✭✭✭suicide_circus


    As a feminist, I support this idea


  • Closed Accounts Posts: 7,275 ✭✭✭Your Face


    Call me sexist but I think its bad form to ask a women to change a tire.


  • Banned (with Prison Access) Posts: 1,203 ✭✭✭Jack the Stripper


    If men wore make up they would live longer.


  • Banned (with Prison Access) Posts: 864 ✭✭✭neverever1


    I think men should man the **** up and stop acting like a bunch of little girls! Or is it sexist to say that now? Masculism gone mad!


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  • Registered Users, Registered Users 2 Posts: 335 ✭✭PistolsAtDawn


    I'd hate to be married, do what I want, when I want, fuk it i'm joining the union just because I can.


  • Closed Accounts Posts: 1,767 ✭✭✭Ben Gadot


    Not many men would have the good fortune to take early retirement but my own did. He wasn't type to say it but those 20 years he got were probably the best of his life.

    All I can say to young men is look after yourselves and plan ahead if you're fortunate enough to be in the position to do these things.

    Good luck lowering a man's NRA however.


  • Registered Users, Registered Users 2 Posts: 43,028 ✭✭✭✭SEPT 23 1989


    Retirement can be the death of some men


  • Registered Users, Registered Users 2 Posts: 78,576 ✭✭✭✭Victor


    cantdecide wrote: »
    Just a thought.

    The average life span of a woman today is approximately 82 and a half and it's approximately 78 for men. If I'm not mistaken, the retirement age is 66 so that means that the gap between retirement and death is 25% shorter than it is for women.

    Should men be allowed to retire younger than women?

    Many of the males who die young die either by the age of 2 years or between 17 and 25.

    http://www.cso.ie/en/releasesandpublications/er/ilt/irishlifetablesno162010-2012/

    Males age 66 can expect to live a further 16.91 years.

    Females age 66 can expect to live a further 19.80 years.

    That's only 15% less.


  • Registered Users, Registered Users 2 Posts: 30,432 ✭✭✭✭Wanderer78


    Retirement can be the death of some men


    Strangely, so can work be


  • Registered Users, Registered Users 2 Posts: 43,028 ✭✭✭✭SEPT 23 1989


    Wanderer78 wrote: »
    Strangely, so can work be

    We just cant win


  • Registered Users, Registered Users 2 Posts: 9,786 ✭✭✭wakka12


    Men and women are both free to retire whenever they want. Are you suggesting some kind of law to differentiate retirement ages for gender or some payout for men retiring earlier?


  • Posts: 25,611 ✭✭✭✭ [Deleted User]


    Victor wrote: »
    Many of the males who die young die either by the age of 2 years or between 17 and 25.

    http://www.cso.ie/en/releasesandpublications/er/ilt/irishlifetablesno162010-2012/

    Males age 66 can expect to live a further 16.91 years.

    Females age 66 can expect to live a further 19.80 years.

    That's only 15% less.

    Grand job, I'll take the 15% so.


  • Closed Accounts Posts: 3,759 ✭✭✭Winterlong


    I am retiring at 60. Dont care whether I am allowed to or not.


  • Registered Users, Registered Users 2 Posts: 5,572 ✭✭✭Colser


    I definitely think they should...eye candy is non existent in our office..out with the old and in with the new ,hot looking young guys please.


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  • Closed Accounts Posts: 3,721 ✭✭✭Erik Shin


    Winterlong wrote: »
    I am retiring at 60. Dont care whether I am allowed to or not.

    If you live that long


  • Closed Accounts Posts: 3,721 ✭✭✭Erik Shin


    Colser wrote: »
    I definitely think they should...eye candy is non existent in our office..out with the old and in with the new ,hot looking young guys please.

    Here I am ....where do ya want me?!?

    :)


  • Closed Accounts Posts: 3,759 ✭✭✭Winterlong


    Erik Shin wrote: »
    If you live that long

    I will be sooooo pissed off if I die without getting to enjoy the fruits of my pension savings.


  • Registered Users, Registered Users 2 Posts: 5,572 ✭✭✭Colser


    Erik Shin wrote: »
    Here I am ....where do ya want me?!?

    :)

    My desk or yours?ðŸ˜


  • Closed Accounts Posts: 3,721 ✭✭✭Erik Shin


    Colser wrote: »
    My desk or yours?ðŸ˜

    Ah...well.
    ..ahm...
    Crap!
    Didnt expect my bluff to be called....
    I've a bad back.....and there's washing to be done...

    I'll get back to you Tuesday week



    *Nice save Erik*


  • Registered Users, Registered Users 2 Posts: 7,816 ✭✭✭Calibos


    Carrousel?

    Logans Run Reference?

    Most people on boards are too young to get the reference...until the remake :D


  • Registered Users, Registered Users 2 Posts: 8,229 ✭✭✭LeinsterDub


    cantdecide wrote: »
    Just a thought.

    The average life span of a woman today is approximately 82 and a half and it's approximately 78 for men. If I'm not mistaken, the retirement age is 66 so that means that the gap between retirement and death is 25% shorter than it is for women.

    Should men be allowed to retire younger than women?
    Men don't actually die younger. Men engage in riskier jobs and activities during there lifetimes which means the average life span is shorter.


  • Registered Users, Registered Users 2 Posts: 2,731 ✭✭✭Arne_Saknussem


    Calibos wrote: »
    Logans Run Reference?

    Most people on boards are too young to get the reference...until the remake :D

    Yep, reboots keep me relevant :D


  • Registered Users, Registered Users 2 Posts: 78,576 ✭✭✭✭Victor


    Grand job, I'll take the 15% so.
    Oh, of course, better off males are likely to live longer than poorer females ...


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  • Registered Users, Registered Users 2 Posts: 11,465 ✭✭✭✭cantdecide


    Victor wrote: »
    Oh, of course, better off males are likely to live longer than poorer females ...

    Are men likely to live longer than poorer men?


  • Posts: 17,728 ✭✭✭✭ [Deleted User]


    Most folk I know didn't work until retirement age........... be it through being sick, dead, widowed, unemployed/unemployable or actually retired.


  • Registered Users, Registered Users 2 Posts: 9,153 ✭✭✭everdead.ie


    We all need to work longer or all be destitute in retirement.


  • Posts: 17,728 ✭✭✭✭ [Deleted User]


    We all need to work longer or all be destitute in retirement.

    Only if you accept that and do fnck all about it now and for the next few decades.


  • Closed Accounts Posts: 2,006 ✭✭✭bmwguy


    State pension will not kick in until 68 for most of us here.

    My mortgage is finished at age 59. Semi retirement the very next day.


  • Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    We all need to work longer or all be destitute in retirement.

    Rubbish. You can plan ahead and retire early if you want. I'm in my 20th year of retirement at this stage. Destitution is not on the horizon.


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  • Closed Accounts Posts: 945 ✭✭✭red ears


    Retirement can be the death of some men

    Work will be the death of me


  • Posts: 17,728 ✭✭✭✭ [Deleted User]


    These sort of chats can be quite grim, it generally seems that many people dislike what they do for work, aren't planning for retirement and are seeing the mortgage as a fixed term loan.........and to compound all that just seem to accept it.

    I've had jobs/roles I didn't like and also didn't think about retirement planning etc for many years. Currently I'm enjoying my work, trying to grow a second business and sort of reckoning that when I retire I might keep my hand in something on a part time basis if I enjoy it.

    Now not so long ago I hated getting up in the morning due to what I did for a living and/or where I worked so the garden wasn't always rosey.


  • Closed Accounts Posts: 2,006 ✭✭✭bmwguy


    Rubbish. You can plan ahead and retire early if you want. I'm in my 20th year of retirement at this stage. Destitution is not on the horizon.

    All about planning. 10-15% of my income goes into pension fund. Has done since the age of 23. I will not have to work past 60 and I don't think I will to be honest.


  • Banned (with Prison Access) Posts: 864 ✭✭✭neverever1


    bmwguy wrote: »
    All about planning. 10-15% of my income goes into pension fund. Has done since the age of 23. I will not have to work past 60 and I don't think I will to be honest.

    You could die before you're 60? How will you spend the 10-15% of your income then?


  • Closed Accounts Posts: 21,448 ✭✭✭✭Cupcake_Crisis


    Can I retire now? I'm knackered :(


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  • Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    neverever1 wrote: »
    You could die before you're 60? How will you spend the 10-15% of your income then?

    In my case, my wife and kids would have got it. But, live life in the negative if you wish.


  • Closed Accounts Posts: 1,484 ✭✭✭Chain Smoker


    Don't most men, at least the current range of men 50 upwards, kind of hate the idea of retirement? Like, what're you supposed to do after that? The social options for older men are pretty slim, and the inherent resistance towards trying something new is an even bigger obstacle.


  • Closed Accounts Posts: 3,759 ✭✭✭Winterlong


    neverever1 wrote: »
    You could die before you're 60? How will you spend the 10-15% of your income then?

    You could die crossing the road. Does not mean that you stop going out or living life.


  • Closed Accounts Posts: 32,688 ✭✭✭✭ytpe2r5bxkn0c1


    Don't most men, at least the current range of men 50 upwards, kind of hate the idea of retirement? Like, what're you supposed to do after that? The social options for older men are pretty slim, and the inherent resistance towards trying something new is an even bigger obstacle.

    I don't agree. More and more men are retiring early nowadays, if they can. I know many. There's a whole world and life out there to enjoy. Not one of the number I know have a single regret about retiring. Several say the should have done it earlier because they are enjoying it so much now. I do agree some are wary of the idea initially but most can't wait for the opportunity.


  • Closed Accounts Posts: 4,744 ✭✭✭diomed


    Victor wrote: »
    Males age 66 can expect to live a further 16.91 years.
    I'm 66, so I will die on 4th April 2034.


  • Closed Accounts Posts: 3,721 ✭✭✭Erik Shin


    diomed wrote: »
    I'm 66, so I will die on 4th April 2034.

    Did you factor in leap years ?


  • Posts: 31,118 ✭✭✭✭ [Deleted User]


    Allinall wrote: »
    Men (or women) can retire at any age they want.
    but in reality, only if they've got sufficient savings/pension fund that will support them in their lifestyle choice.

    Which usually means only those in the higher income bracket have that choice, or those who had a lucky spin if the property roulette wheel.


  • Closed Accounts Posts: 1,271 ✭✭✭Elemonator


    cantdecide wrote: »
    Just a thought.

    The average life span of a woman today is approximately 82 and a half and it's approximately 78 for men. If I'm not mistaken, the retirement age is 66 so that means that the gap between retirement and death is 25% shorter than it is for women.

    Should men be allowed to retire younger than women?

    78 is just an average. Some will live a lot longer, others will die before that age. It'd be a strange variable to calculate!


  • Banned (with Prison Access) Posts: 161 ✭✭Allah snackbar


    My mortgage is finished when I'm 52 , I have a small loan that will be finished in 4 years and I have 2 separate incomes plus I work full time along with owning a second house (I make nothing off the second house but it is mortgage free) and a site , I have worked towards early retirement since I first got my mortgage when I was 25 and made a couple of small investments that keeps cash coming in at a steady flow on a regular basis , my biggest fear is dying with money in the bank so when I do reach retirement I intend to sell the lot , build a small house on my site and live the rest of my days in comfort keeping a few pigs hens and horses , sow a garden and do plenty travelling .

    I've to get married and have kids yet so I'll probably die of a heart attack at 71 after working all my life , but it's nice to have plans and dreams


  • Closed Accounts Posts: 2,006 ✭✭✭bmwguy


    neverever1 wrote: »
    You could die before you're 60? How will you spend the 10-15% of your income then?

    Yes that is true of course but I think the odds of lIving past 60 are better than not. 2 grandfather's went well into 80s, grandmother into her 90s and a 99 year old grandmother still alive.
    Parents extremely healthy in their 60s. No family history of cancer or heart problems.
    I am not in a pensionable job so I have to put money away to live in retirement and I do that.
    Some time bomb of people not providing for their future. I think it's insane.
    Plus a lot of my generation will be long term renters of their homes I have no idea how they think they will pay rent in retirement. Just keep working I guess.


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