2 learner drivers on an insurance policy?

NutmegGirl

2 of my children, both girls, one 19 since Jan and one 17 in Dec, the 16 year old just did her driving lesson sessions in TY and is very keen to learn once she's 17, the 19 year old hasn't had much interest in learning til now, going to uni locally so no real need. The 16 old planning on going to college away from home so would be beneficial for her to be able to drive.
My DH and I both drive automatics with big engine sizes and I want them to learn on a manual that's not powerful
We're investigating whether I will downsize my car for a few years to a small manual or if we buy a 3rd car. I'm not completely sure of the insurance implications for this though, have heard anecdotally this can be v expensive so the first option more likely atm.
Anyway my question to anyone who has done this is can I have 2 learners on my policy at the same time, or should the 19 year old learn immediately and hopefully pass first time and then be a N driver while the 17 year old then learns
I have had my own fully comp policy for years, no penalty points

challengemaster

How did a 16 year old do driving lessons with no licence?

That aside, if you were to get a 3rd car then the main policyholder would have to be either the 19 or 17 year old as they would be the main driver of the vehicle. As neither of them have any driving experience or no claims bonus, you could expect the insurance for the first few years to be quite high. I wouldn't be surprised if it was €2500-3000 a year with a learner policy holder and named learner as well.

You can definitely have 2 named drivers who are learners on your policy at the same time.

Even if the 19 year old does start learning, she'll have to do the theory test, there's a 6 month period + lesson requirement before being able to apply for the test anyway, as well as waiting times, so it could be a year before she passes her actual driving test. Even then, there probably wouldn't be much difference between insurance costs.

And if she's an N driver remember she cannot also act as the accompanying driver for the other learner.

Barbes

challengemaster;103387979How did a 16 year old do driving lessons with no licence? 

Many driving schools offer TY programmes on private roads or specially built circuits.

dbagman

challengemaster wrote:

How did a 16 year old do driving lessons with no licence?

There's a place just outside maynooth that is a specially built circuit. As far as I'm aware with functioning traffic lights and roundabouts the whole lot. As it's private land no licence needed. I assume she went here or somewhere similar

NutmegGirl

She did them through her TY programme, Drivers Ed, they do theory lessons for a few months first with an instructor, then they do them in Goff's, got about 30 mins driving, sounded like the main carpark out front the way she described it, instructors with dual control car, not sure how they manage insurance, school didn't explain to us
I assumed it being private property and the dual control is how they manage it
Thanks, challengemaster, that's the bit I'd hadn't clued into, that the N plate driver couldn't accompany the L plate, so that means my only option is really to downsize if both want to learn at the same time
Ah well, the things we do for our kids

Gatling

dbagman wrote: »

There's a place just outside maynooth that is a specially built circuit. As far as I'm aware with functioning traffic lights and roundabouts the whole lot. As it's private land no licence needed. I assume she went here or somewhere similar

Leinster driving school if I remember correctly

thesimpsons

Cost wise if u downgrade and put the 2 learners on the insurance it doesn't double the premium cost. It works on the basis that only one driver can possibly drive at the one time so putting the learners on as named drivers wasn't double cost.