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Caravan insurance

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  • 07-04-2017 2:27pm
    #1
    eiei0
    Registered Users Posts: 419 ✭✭


    Hi all

    Not sure this is the right place to post but someone might be able to help,

    I want to hire a caravan and do some touring in the summer ( young family ect) but my car insurance does not cover towing a caravan, what options are there for me to cover it for a short period,
    The insurance company said they do not cover caravans,

    I'm waiting for the hire company to get back to me to see if they offer anything but I'd like to see if there are any other options

    Thanks,


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    #2
    CiniO
    Registered Users Posts: 16,089 ✭✭✭✭CiniO


    eiei0 wrote: »
    Hi all

    Not sure this is the right place to post but someone might be able to help,

    I want to hire a caravan and do some touring in the summer ( young family ect) but my car insurance does not cover towing a caravan, what options are there for me to cover it for a short period,
    The insurance company said they do not cover caravans,

    I'm waiting for the hire company to get back to me to see if they offer anything but I'd like to see if there are any other options

    Thanks,

    AFAIK every insurance policy must cover towing a trailer/caravan within legal weights allowed for your car/licence.
    This would be third party cover only though, but makes your driving/towing legal.

    If you are looking for extra comprehensive cover which would pay for damage to caravan in case you damage it, then this is separate matter.


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    #3
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    CiniO wrote: »
    AFAIK every insurance policy must cover towing a trailer/caravan within legal weights allowed for your car/licence.
    This would be third party cover only though, but makes your driving/towing legal.

    If you are looking for extra comprehensive cover which would pay for damage to caravan in case you damage it, then this is separate matter.

    Trailer and caravan are two different things.


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    #4
    CiniO
    Registered Users Posts: 16,089 ✭✭✭✭CiniO


    Rod Munch wrote: »
    Trailer and caravan are two different things.

    Visually yes.
    Legally (for purpose of insurance) not.

    F.e.
    "trailer" means a vehicle attached to a mechanically propelled vehicle (or to another vehicle attached to a mechanically propelled vehicle) or a vehicle constructed or adapted for the purpose of being drawn by a mechanically propelled vehicle.

    http://www.irishstatutebook.ie/eli/1992/si/347/made/en/print


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    #5
    btb
    Closed Accounts Posts: 193 ✭✭btb


    Should be able to add it to your house insurance, but not sure how they will handle it as you wont own it. Used to do this when I owned one, but wasn't cheap.


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    #6
    eiei0
    Registered Users Posts: 419 ✭✭eiei0


    Insurance company won't provide any cover to tow a caravan just say no they don't cover Caravans,


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    #7
    CiniO
    Registered Users Posts: 16,089 ✭✭✭✭CiniO


    eiei0 wrote: »
    Insurance company won't provide any cover to tow a caravan just say no they don't cover Caravans,

    They possibly don't cover caravans for damage, but they still must insure you third party while you're towing a caravan legally for possibly damage you cause to other people by your own fault with your car or your caravan.


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