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AIB contactless

  • 26-03-2017 2:27pm
    #1
    cyclist97
    Registered Users, Registered Users 2 Posts: 5 ✭


    Just looking for some advice here.

    I have a student current account with AIB and use contactless when paying for small things often. I made 2 purchases which has given me a negative balance of around €8 but I believe you can use contactless 3 times even with insufficient funds and you obviously just put the money back in to your account asap. Can anyone clarify this?


Comments

  • #2
    coylemj
    Registered Users, Registered Users 2 Posts: 25,704 ✭✭✭✭coylemj


    cyclist97 wrote: »
    ..... 3 times .....

    The same as the number of threads (in as many fora) you've created on this topic?


  • #3
    cyclist97
    Registered Users, Registered Users 2 Posts: 5 ✭cyclist97


    coylemj wrote: »
    The same as the number of threads (in as many fora) you've created on this topic?

    Yes I seemed to be having issues with this website as the first 2 didn't appear so I posted a third time


  • #4
    coylemj
    Registered Users, Registered Users 2 Posts: 25,704 ✭✭✭✭coylemj


    Download the current a/c charges leaflet from the AIB website, that will tell you all you need to know. My guess is that the contactless card may work a finite number of times in order to spare you embarrassment in a retail situation but that does not mean that there won't be penalties for going over your approved limit.

    It's pretty common across all banks' Ts & Cs that they emphasise that approving a payment (ATM/cheque/POS card) does not mean that penalties will not apply if the transaction pushes you over the limit. They will also tell you that approving a payment in some situations does not means that they will always do so.


  • #5
    cyclist97
    Registered Users, Registered Users 2 Posts: 5 ✭cyclist97


    coylemj wrote: »
    Download the current a/c charges leaflet from the AIB website, that will tell you all you need to know. My guess is that the contactless card may work a finite number of times in order to spare you embarrassment in a retail situation but that does not mean that there won't be penalties for going over your approved limit.

    It's pretty common across all banks' Ts & Cs that they emphasise that approving a payment (ATM/cheque/POS card) does not mean that penalties will not apply if the transaction pushes you over the limit. They will also tell you that approving a payment in some situations does not means that they will always do so.

    Thanks for that. Have you any idea how many times is finite? Would I be correct in saying it's 3 times?


  • #6
    BuffyBot
    Registered Users, Registered Users 2 Posts: 24,924 ✭✭✭✭BuffyBot


    Duplicate thread


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