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Car Hire - Excess Insurance

  • 16-03-2017 8:38pm
    #1
    yellow hen
    Registered Users, Registered Users 2 Posts: 4,041 ✭✭✭


    Firstly, apologies if this should be in motoring but I think it would get more responses in travel.

    We're just hiring a car for portugal and I'm wondering if we should buy car excess insurance from a 3rd party rather than the hire company? Any recommendations? thanks.


Comments

  • #2
    uck51js9zml2yt
    Closed Accounts Posts: 18,268 ✭✭✭✭uck51js9zml2yt


    i use carhireexcess.ie but there are others

    never had to claim
    if you're booking a car in faro, i used drive4fun.info and found them really good.


  • #3
    yellow hen
    Registered Users, Registered Users 2 Posts: 4,041 ✭✭✭yellow hen


    Helen Stocky Armada wrote: »
    i use carhireexcess.ie but there are others

    never had to claim
    if you're booking a car in faro, i used drive4fun.info and found them really good.

    Thanks for that. It is from Faro alright. Where do you collect the car from? will have toddler and baby and need carseats from there so will pay for the convenience.


  • #4
    elperello
    Registered Users, Registered Users 2 Posts: 16,370 ✭✭✭✭elperello


    It is much cheaper to use 3rd party excess insurance and I would recommend it.
    However be aware that the rental company will block the amount of the excess on your credit card until the termination of the rental.
    If you have damage they will take the charge from your card and you claim back from the 3rd party insurer.
    So be sure that you can handle that amount on your credit card pending payment.


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