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Best (not cheapest!) multi-trip travel Insurance

  • 13-03-2017 9:46pm
    #1
    geecee
    Registered Users, Registered Users 2 Posts: 916 ✭✭✭


    Hi All
    My multi-trip travel Insurance is up for renewal and was just wondering what other people reckon is the best travel insurance on the market at the moment.

    Note that I am not looking for the cheapest, I want the easiest to deal with and with the least hassle etc.

    I have been with xxxxxxxx.com (well known multi trip provider) for years, but after a nightmare time in Thailand last year, I have decided not to renew with them.

    To cut a long story short I was left 6 hours in hospital waiting for the "emergency" helpline to agree to cover my admission, only for them to turn around and tell me that I needed to contact the VHI first - and that the travel insurance would only kick in after the first €150,000 was paid by the VHI.

    Eventually the VHI sent a fax to the hospital to cover my admission, but at that stage my salmonella had turned into sepsis and I ended up having an 8 day hospital stay!

    On my return it took months of wrangling with the insurance assessor to get anything out of them for other expenses that were meant to have been covered by the policy(flight changes, additional accommodation during recuperation, transportation costs, hospital benefit etc)

    Of course some might say that I should have done my research and known that I needed to contact both the VHI and the travel insurance emergency at the same time... But that's easy in retrospect!

    My leaning is towards VHI (seeing as I have my health insurance with them) - but hoping other frequent travellers have some thoughts

    Thanks in Advance


Comments

  • #2
    uck51js9zml2yt
    Closed Accounts Posts: 18,268 ✭✭✭✭uck51js9zml2yt


    They are all much the same, just watch out for the mount they cover.
    There is the option not to get the private insurance discount most of them give and take out full cover with the insurance company.

    I was with getcover. broke a few bones in europe. i had the ehic card and claimed my extra costs with get cover. no issues.

    talk to vhi and get their take on how their insurance works.


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