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Uk import, finance outstanding

  • 09-03-2017 05:07PM
    #1
    j4vier
    Registered Users, Registered Users 2 Posts: 1,893 ✭✭✭


    Hello,

    I'm looking to buy a car and ran the hpi check

    the report came back saying that it was finance outstanding.

    The car is a 2016 astra from a vauxhall dealer.

    How do I know if the finance has been paid off?

    I don't know on how to proceed on this one so any help is welcome

    thanks


Comments

  • #2
    bazz26
    Registered Users, Registered Users 2 Posts: 51,487 ✭✭✭✭bazz26


    Talk to the dealer about it. It's very common for car to still show up as having finance owing on it even though it has been cleared. Normally it can take some time for the finance company to put through the paperwork. Call the dealer and explain your concerns and that you will not proceed with the purchase until the finance is cleared and you would like confirmation in the form of a statement from the finance company that it's cleared and a new HPI check stating likewise.


  • #3
    j4vier
    Registered Users, Registered Users 2 Posts: 1,893 ✭✭✭j4vier


    bazz26 wrote: »
    Talk to the dealer about it. It's very common for car to still show up as having finance owing on it even though it has been cleared. Normally it can take some time for the finance company to put through the paperwork. Call the dealer and explain your concerns and that you will not proceed with the purchase until the finance is cleared and you would like confirmation in the form of a statement from the finance company that it's cleared and a new HPI check stating likewise.

    Thanks for the advice, that sounds like the right thing to do.


  • #4
    aujopimur
    Registered Users, Registered Users 2 Posts: 3,953 ✭✭✭aujopimur


    Some dealers have internal finance arrangements where the company finances the vehicle while it's in stock, this is then cleared when the car is sold.


  • #5
    mad m
    Registered Users, Registered Users 2 Posts: 9,038 ✭✭✭mad m


    As bazz said talk to dealer, ask them to supply a HPI as I did. Car I bought still had finance listed on HPI but dealer said account wasn't updated yet and loan was cleared.


  • #6
    j4vier
    Registered Users, Registered Users 2 Posts: 1,893 ✭✭✭j4vier


    thanks all, spoke to the dealer and he clarified the situation.


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  • #7
    pa990
    Registered Users, Registered Users 2 Posts: 3,883 ✭✭✭pa990


    j4vier wrote: »
    thanks all, spoke to the dealer and he clarified the situation.

    Get it in writing from the dealer.
    Unless its on paper.. its not worth a fiddlers ႒uck


  • #8
    j4vier
    Registered Users, Registered Users 2 Posts: 1,893 ✭✭✭j4vier


    pa990 wrote: »
    Get it in writing from the dealer.
    Unless its on paper.. its not worth a fiddlers ႒uck

    I was promised an updated HPI check


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