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Swap car insurance?

  • 01-03-2017 12:34pm
    #1
    Closed Accounts Posts: 18,958 ✭✭✭✭


    Not sure if this is possible..

    I am thinking of swapping my car but my wife wants to keep it. So she says to sell hers and she will take mine

    We both have same insurance company but different policies with each of us named on each policy

    Are you able to get insurance companies to swap cars over? Or would I have to make out I sold car to her?>


Comments

  • Closed Accounts Posts: 27,833 ✭✭✭✭ThisRegard


    As you're both named drivers on each others cars you could leave your policy as is and have her the main driver on the new car.


  • Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    ThisRegard wrote: »
    As you're both named drivers on each others cars you could leave your policy as is and have her the main driver on the new car.


    Yeah both named drivers

    There is reasons I want to swap :P

    I only have 1 years NCB as I came off company car, she has loads :P

    Car we are keeping is 2ltr engine, new car is potentially electric


  • Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    I did ring insurance to check how much we could potentially save, they say they can quote until 21 days before end of policy, pure madness


  • Registered Users, Registered Users 2 Posts: 1,813 ✭✭✭peteb2


    Shefwedfan wrote:
    I did ring insurance to check how much we could potentially save, they say they can quote until 21 days before end of policy, pure madness


    Correct. They aren't obliged to until that point. Plus they change their rates every 20 to 30 days


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