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Cheapest drink driving insurance

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  • 31-01-2017 9:06pm
    #1
    Hunter101
    Closed Accounts Posts: 102 ✭✭


    Hi, just about finished a 2 year ban for drink driving. A pesistrian got hurt too but was 50/50, so there's a substantial claim as well. I know I made a mistake and I deeply regret it, believe me. I know it'll be expensive as well, so was wondering if anybody knows the cheapest route to get back driving? Tia

    Ps I'm a 26yo male with 1 years ncb (my previous insurers sent me a copy)


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    #2
    colm_mcm
    Registered Users Posts: 73,434 ✭✭✭✭colm_mcm


    Talk to some insurance brokers, don't even bother dong online quotes. Ring at least 10 brokers, even ones that aren't local to you.

    The likes of topinsure and quotedevil would be worth a try.

    Your main issue (as I'm sure you're aware) is the combination of a conviction and a claim,

    I'm not seeing how you can have a no claims bonus though.


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    #3
    Del2005
    Registered Users Posts: 18,946 ✭✭✭✭Del2005


    The cheapest route is to call every company and broker you can find and compare policies.

    When where you last insured? The 2 years NCD expires after 2 years and assuming that you cancelled when banned it must likely has expired.


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    #4
    Atlantic Dawn
    Registered Users Posts: 81,891 ✭✭✭✭Atlantic Dawn
    M


    Is the claim still outstanding? Don't think anyone but your own insurer will take you on until it's settled.


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    #5
    Hunter101
    Closed Accounts Posts: 102 ✭✭Hunter101


    No it's over now. That's what I'll do, just ring as many brokers as I can find and see. Cheers guys, never even heard of topinsure before


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    #6
    Liam McPoyle
    Closed Accounts Posts: 14,846 ✭✭✭✭Liam McPoyle


    Hunter101 wrote: »
    No it's over now. That's what I'll do, just ring as many brokers as I can find and see. Cheers guys, never even heard of topinsure before

    You will most likely have to go down the declined cases route.

    Google it for details of what you will have to do.


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    #7
    Colash
    Registered Users Posts: 1,377 ✭✭✭Colash


    Quote devil ... ..


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    #8
    colm_mcm
    Registered Users Posts: 73,434 ✭✭✭✭colm_mcm


    Colash wrote: »
    Quote devil ... ..

    Same crowd that refused to quote me because my car has VTEC (not even real VTEC ffs! I-VTEC)


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