Proof of address

Depp · 22-01-2017 7:37pm #1

hi all not sure if this is the right place for this but looking into opening a credit union account for saving and potentially a car loan down the road, however 90% of my bills are paperless at the minute as are my bank statements so Ive nothing in date handy, just wondering if a shipping document that comes with online purchases would suffice as Ive a few of them that are dated and include name/address details, thanks a million.

phormium · 22-01-2017 8:26pm

No it wouldn't. Would you have any correspondence from Revenue like tax credit cert? If not probably easier to ask bank to send out a statement.

Depp · 22-01-2017 9:15pm

phormium wrote: »

No it wouldn't. Would you have any correspondence from Revenue like tax credit cert? If not probably easier to ask bank to send out a statement.

ive ordered a statement alright but they said to expect to wait 7-10 days which is less than convenient, if I print an e statement will it suffice?

_Brian · 22-01-2017 9:18pm

Paperless bills usually still have your address. I just Print them Off and it works fine.

Depp · 22-01-2017 9:19pm

_Brian wrote: »

Paperless bills usually still have your address. I just Print them Off and it works fine.

thats perfect so, thanks a million

Atlantic Dawn · 23-01-2017 12:13am

_Brian wrote: »

Paperless bills usually still have your address. I just Print them Off and it works fine.

These will not be accepted as they can be doctored, has to be originals as issued by the bank.

RossieMan · 23-01-2017 12:21am

No it doesn't. An estatement is proof of address.

phormium · 23-01-2017 9:11am

Come back and let us know if the estatement works, in the past they definitely were not accepted by banks but things may have changed now that it is all so many people have.

Financial institutions have slight leeway in what documents they accept as proof of address so there were always differences.

GerardKeating · 23-01-2017 9:13am

phormium wrote: »

Come back and let us know if the estatement works, in the past they definitely were not accepted by banks but things may have changed now that it is all so many people have.

Financial institutions have slight leeway in what documents they accept as proof of address so there were always differences.

I have had eStatements and eBills accepted by INIS and Banks.

Depp · 23-01-2017 2:06pm

phormium wrote: »

Come back and let us know if the estatement works, in the past they definitely were not accepted by banks but things may have changed now that it is all so many people have.

Financial institutions have slight leeway in what documents they accept as proof of address so there were always differences.

will do!

Atlantic Dawn · 23-01-2017 10:35pm

GerardKeating wrote: »

I have had eStatements and eBills accepted by INIS and Banks.

Surprised they were, they can easily be manipulated by someone with a very basic level of knowledge of desktop publishing applications. My bank have refused them from me in the past.

Depp · 23-01-2017 10:40pm

Atlantic Dawn wrote: »

Surprised they were, they can easily be manipulated by someone with a very basic level of knowledge of desktop publishing applications. My bank have refused them from me in the past.

to be fair if you were going to go to that effort it would be just as easy to edit and print a coloured statement as if it were from the bank, ones I get arent watermarked or anything like that.

blindside88 · 23-01-2017 10:43pm

If you are registered to vote the credit union can look up your address and use that as proof of address

bilbot79 · 23-01-2017 10:45pm

You can print the estatement, take it into the branch and have them stamp it. Then it's as good as an original.

daheff · 23-01-2017 10:50pm

Atlantic Dawn wrote: »

Surprised they were, they can easily be manipulated by someone with a very basic level of knowledge of desktop publishing applications. My bank have refused them from me in the past.

Most banks realise that most statements are digital now. There isnt the same requirement to have originals as in the past.

chuckles30 · 24-01-2017 11:30am

I've had printouts of e-statements accepted before - however, I am in the process of applying to open an account with Rabobank and they require one original document - they specify that it needs to have been posted to your address. It has to be a utility bill, financial statement of insurance cert/schedule & it must be dated in the last 6 months.

Increasingly this is going to be a very hard requirement to meet for people as every organisation wants to go paperless & personally, I love it as it saves piles of paperwork lying around never to be looked at. My insurance documents are probably over 6 months old at this stage. I think the only thing I have is probably my bin bill - that still comes in the post.

daheff · 24-01-2017 12:08pm

chuckles30 wrote: »

I've had printouts of e-statements accepted before - however, I am in the process of applying to open an account with Rabobank and they require one original document -

you know Rabobank Ireland are closing in April, right?

paulhardman · 24-01-2017 1:57pm

daheff wrote: »

you know Rabobank Ireland are closing in April, right?

Only their investment service. Their savings accounts will continue.

Depp · 24-01-2017 4:07pm

they took the printed estatement from my online banking as proof of address in the end for anyone that was wondering!

daheff · 25-01-2017 10:03am

paulhardman wrote: »

Only their investment service. Their savings accounts will continue.

I stand corrected. I dont pay any attention to their savings accounts as they are not paying a rate worth talking about:rolleyes:

chuckles30 · 25-01-2017 10:50am

daheff wrote: »

I stand corrected. I dont pay any attention to their savings accounts as they are not paying a rate worth talking about:rolleyes:

None of them are paying any decent rates at the moment, but for my circumstances, they are higher than anyone else. 'Best of a bad lot' really!!

Proof of address

Comments