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Loan Approval expiring and no closing date

  • 05-01-2017 4:21pm
    #1
    Casa2
    Registered Users, Registered Users 2 Posts: 23 ✭


    Hi,

    I have been Sale agreed since last summer but seller is waiting for bank consent.
    Now my loan approval with EBS is expiring. How should I proceed?

    Can the bank give us an extension or should I apply again?
    Our situation is still the same and we would like to wait a little bit longer.:(


Comments

  • #2
    Melendez
    Closed Accounts Posts: 1,645 ✭✭✭Melendez


    This post has been deleted.


  • #3
    Casa2
    Registered Users, Registered Users 2 Posts: 23 ✭Casa2


    Melendez wrote: »
    This post has been deleted.

    Thanks for your reply Melendez but actually I am the buyer trapped on the sale agreed with deposit already paid. I am in trouble now because as you said the house price increased and I have lost 6 months. I guess I will need to apply for it again. Just sent an 28 days completion letter to the vendor.:confused:


  • #4
    Melendez
    Closed Accounts Posts: 1,645 ✭✭✭Melendez


    This post has been deleted.


  • #5
    Cathmandooo
    Registered Users, Registered Users 2 Posts: 17,324 ✭✭✭✭Cathmandooo


    Contact the EBS and discuss it with them.

    My experience from last year was that my loan offer expired twice due to huge delays on the sellers part. First time I was granted an extension and had to provide latest pay slips. Second time I had to provide all documents again, wage slips, bank statements, credit union statements etc.

    You will need your bank valuation done again too as that also expires.


  • #6
    Denny_Crane
    Closed Accounts Posts: 384 ✭✭Denny_Crane


    Get looking again, never stop looking until you're in to door and unpacking.


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