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Can't upgrade existing policy for accidental damage insurance

ezdmanx · 2016-12-09 16:51:20

I want to get accidental damage cover on a new TV I just bought and I've been told by my insurer: Please be advised this cover cannot be added as the policy has already incepted and accidental cover was not taken when the policy was incepted. If you do wish have accidental damage unfortunately you would need to move…

09-12-2016 04:51PM

#1

ezdmanx

Registered Users, Registered Users 2 Posts: 48 ✭

Join Date: January 2006

Posts: 38

I want to get accidental damage cover on a new TV I just bought and I've been told by my insurer:

Please be advised this cover cannot be added as the policy has already incepted and accidental cover was not taken when the policy was incepted.
If you do wish have accidental damage unfortunately you would need to move insurer.

I'm sure there is a logical reason for this but it seems bizarre to me. Is this standard practice with Home Insurance?

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Comments

#2 09-12-2016 08:12PM

peteb2

Registered Users, Registered Users 2 Posts: 1,814 ✭✭✭

Join Date: February 2010

Posts: 1623

They likely feel if you didn't bother taking it out at the start and you are now looking for it that you probably did some accidental damage!

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