Dont know what to do

DecTipp

Last saturday I went to the bank to withdrawl some money when I noticed my account balance was well down ,I rang the bank and ask them what withdrawls were taking out of my account, they told me there was over €1000 spent on the playstation network this past month alone,I couldnt believe it , my girlfriends nephew stayed over one night and he asked me cud I give him €10 to play online ,foolishly I kinda felt sorry for him and agreed,I typed in my credit card number while he wasnt looking and told him to delete it straight away,he promised me he had done it, Me and my girlfriend confronted him about what he had done ,and he blatantly denied it and called me every name under the sun , he doesnt give a fcuk and he rang the guards to tell them we wouldnt leave his room, my girlfriend and his mother are nearly scared to confront him because he has a short fuse and he would tear down the house, and cause mayhem ,his 17 by the way ,while I want to tear the head off him and smash up his playstation ,I dont know what to do but its killing me his up home playing his playstation laughing at me and knowing he has no intention of paying me back !!!

whoopsadoodles

First up, I presume you've cancelled the card and reported them as unauthorised transactions?

Daisy78

Sorry but if the little **** won't pay you back then his parents will have to. You have evidence, there is no denying it. If it was say 100 euro you might at a stretch be able to write off having learned your lesson. You need to have a talk with Mammy, there is no way you should be out of pocket for this.

Xterminator

contact the guards, report theft, contact the bank and explain the card was used without your consent.

you have been robbed. act accordingly. funny how a dose of reality will put some sense on this young man. action have consequences. its a life lesson.

lifeandtimes

Iv heard issues with playstation and they won't return your money,go to your bank,explain the fact it was robbed by this lad and you want your money back,they'll do the background work for you,then report this credit card theft to the guards

Edups2.0

PSN won't help in this regard. But you defiantly can get a chargeback from the bank. Don't even mention you agreed to spend €10 because they'll just tell you it's your fault for leaving the card details saved (which it is OP in fairness). But defiantly report it to the bank. The Gardai won't want to hear about it once they know you left the details saved either.

ahnowbrowncow

Get a chargeback from your bank. You'll get your money back plus Sony don't like this and they'll ban the playstation account that made the purchases I.e your girlfriend's nephew's playstation account.

DecTipp

Unfortunately I told the bank the truth ,so thats not an option at the minute, his mother said she will pay me back,lousy on her 4 weeks to christmas because of that little sh1t!!!

SteM

DecTipp wrote: »

Unfortunately I told the bank the truth ,so thats not an option at the minute, his mother said she will pay me back,lousy on her 4 weeks to christmas because of that little sh1t!!!

She should take his Playstation, sell it and put the proceeds towards the 1k he owes you.

listermint

SteM wrote: »

She should take his Playstation, sell it and put the proceeds towards the 1k he owes you.

This.

The playstation has to go.

Simple as that. Life lesson for the little bollix.

whoopsadoodles

DecTipp wrote: »

Unfortunately I told the bank the truth ,so thats not an option at the minute, his mother said she will pay me back,lousy on her 4 weeks to christmas because of that little sh1t!!!

Have you cancelled the card?

If not, he can keep using it.

Taltos

Even if you cancel your card (which I hope you have done), and if best case the mother removes the PS from her brat, the next PS he gets will still have access to whatever he stole using your card.

My suggestion as well as the above is to contact Sony possibly via a solicitor or with a copy of the police report and request they block that account and any and all purchases made using that account. Next time he goes on line or attempts to access any of that content he will get one very sharp surprise...

LegacyUser

I wholeheartedly agree with the above posters. This arrogant little brat needs to be taught a lesson he won't soon forget. Pursue this to the Nth degree and get your money back. Letting the thief get away with his crime will do none of you any good, least of all him.

learn_more

I would say the girlfriend is liable as the guy is a minor and is her responsibility. I would tell the 17yo that he now owes his aunt €1000 because of his actions. The aunt should tell the parents of the 17yo and his parents should do the scolding/punishment and reimburse the aunt.

Edups2.0

learn_more wrote: »

I would say the girlfriend is liable as the guy is a minor and is her responsibility. I would tell the 17yo that he now owes his aunt €1000 because of his actions. The aunt should tell the parents of the 17yo and his parents should do the scolding/punishment and reimburse the aunt.

Well you're not going to take 1000 off your girlfriend. You take it off the parents and make them deal with it. He's nothing but a little bollix.

kunst nugget

Do you know his account name for PSN? I'd look into getting his account suspended by explaining the situation to Sony. They won't give you the money back but the little shít won't be able to access what he bought with your card.

kunst nugget

While I think it might be unlikely, there is one other thing that should probably be pointed out - there was a hack of some Sony accounts over the last couple of weeks where money has been taken out of accounts without people realizing it. If you go to the gaming forum, you'll read threads where people have been stung. I have changed my own verification on my account as a result.

If it was the result of a hack, you could possibly get your money back.

Mena

All the above is good advise, I'll add something I think is missing.

Get yourself online banking. There should not be a day that goes by that you don't know exactly what's happening in your account. You shouldn't have to ring the bank to find out about transactions.

Pkiernan

DecTipp wrote: »

.....,I typed in my credit card number while he wasnt looking and told him to delete it straight away...

Not a chance any Court will consider this theft if you did the above.

Irish_Elect_Eng

Pkiernan wrote: »

Not a chance any Court will consider this theft if you did the above.

Of course they will.

If you took money out of your wallet to give the kid money and left your wallet on the table it would be theft if the little fecker took another $990 out of your wallet. same thing.

But it was very trusting and very stupid to leave the detail there.

MileyReilly

Maybe he did steal it, I don't know. But I used my ma's card to get a game from playstation network earlier this year then a few days later €20 more came out of her account even tho I hadn't used it. She contacted the bank and got her money back.

Big difference in €20 and €1000 but it can happen.

happypants

DecTipp wrote: »

Last saturday I went to the bank to withdrawl some money when I noticed my account balance was well down ,I rang the bank and ask them what withdrawls were taking out of my account, they told me there was over €1000 spent on the playstation network this past month alone,I couldnt believe it , my girlfriends nephew stayed over one night and he asked me cud I give him €10 to play online ,foolishly I kinda felt sorry for him and agreed,I typed in my credit card number while he wasnt looking and told him to delete it straight away,he promised me he had done it, Me and my girlfriend confronted him about what he had done ,and he blatantly denied it and called me every name under the sun , he doesnt give a fcuk and he rang the guards to tell them we wouldnt leave his room, my girlfriend and his mother are nearly scared to confront him because he has a short fuse and he would tear down the house, and cause mayhem ,his 17 by the way ,while I want to tear the head off him and smash up his playstation ,I dont know what to do but its killing me his up home playing his playstation laughing at me and knowing he has no intention of paying me back !!!

I know how you feel, my nephew did this to my Mam (his own grandmother) he asked her for €20 to buy some credits on an Xbox game or whatever and never deleted the details. He ran up over £1500 on her uk MasterCard. He's never paid her back. I was absolutely livid but my Mam insisted not to tell his mother as it would really upset her. To this day she doesn't know, it happened about two years ago. Then he went on to fail his leaving cert this year and still ended up getting an iPhone 7 today. Ridiculous! He's grown up in a generation where kids get all the latest gadgets, big label clothes and are just so selfish. He has no value on anything!

I tried to regain the money for my Mam but Xbox did not want to know. I'm not sure what else could be done, I suggested going to the guards as my nephew plain and simple stole from my Mam but she wouldn't hear of it.