Commercial?

Max Headroom

Was parked beside a Discovery yesterday, all seated out and two child seats in the back too...but it was displaying a CVRT and no NCT...can this be done..???
BTW..i didnt read the reg on the disc as the guy was sitting in it,,

b.c

Probably a crew cab commercial, not meant to have child seats though as rear seats ar for employees

Tigger

b.c wrote: »

Probably a crew cab commercial, not meant to have child seats though as rear seats ar for employees

1 that's a stupid rule
2 could be a childminder

b.c

b.c wrote: »

Probably a crew cab commercial, not meant to have child seats though as rear seats ar for employees

Technically true but in reality nobody cares and 99% of people use their commercial for private/family stuff also (plenty of people I know with commercial purely for private use/commuting to work etc).

Anyone who goes out and pays the much higher rate of VRT and much higher rate of motor tax for a 5 seater Discovery, landcruiser etc rather than the commercial 5 seat version is totally insane.

cplwhisper

Insurance nightmare vehicle

Max Headroom

Alexander Salty Nosebleed wrote: »

Technically true but in reality nobody cares and 99% of people use their commercial for private/family stuff also (plenty of people I know with commercial purely for private use/commuting to work etc).

Anyone who goes out and pays the much higher rate of VRT and much higher rate of motor tax for a 5 seater Discovery, landcruiser etc rather than the commercial 5 seat version is totally insane.

But how can it be classed as commercial, the windows were clear so i could see there was nothing that looked commercial, no tools or ladders just normal lookng ...is the CVRT test an easier option..how do you get one of these things classed as commercial.??.just curious..

R.O.R

Max Headroom wrote: »

But how can it be classed as commercial, the windows were clear so i could see there was nothing that looked commercial, no tools or ladders just normal lookng ...is the CVRT test an easier option..how do you get one of these things classed as commercial.??.just curious..

They fall within the European N1 Classification for Commercial Vehicles. Something to do with payload to seating capacity %, Rear Door aperature size, load area length and probably a few more things that no one really understands. Pajero, LandCruiser and Touareg are available as 5 Seat Commercials as well. Only those supplied as proper N1 Commercials from the factory can now legally be Commercial vehicles. Our BMW dealer sent us details on a new X5 Commercial they did, then 3 hours later came back to say it was no longer available as it had been turned down by Revenue/NSAI as a conversion.

It would be all legal and above board to have child seats in the back, and using it for private usage, if it's taxed privately on engine size, rather than being commercially taxed. I had a nosey at one parked up at the local Tesco a few weeks ago and was surprised to see it was privately taxed - about 50/50 for the many we've supplied at this stage.

cplwhisper

cplwhisper wrote: »

Insurance nightmare vehicle

Why would you think that, insurance has nothing to do with the tax class of the vehicle and the policy you will have on one will cover private use the same as if you were driving a non-commercial version.

cplwhisper

If a customer insures a commercial with me and declares no business or trade use & strictly only Social, Donestic & Pleasure, but declares farm use or trade to tax office then there is revenue/risk fraud .

cplwhisper

cplwhisper wrote: »

If a customer insures a commercial with me and declares no business or trade use & strictly only Social, Donestic & Pleasure, but declares farm use or trade to tax office then there is revenue/risk fraud .

Except nobody cares and it's never enforced, I know so many people using commercial for semi or fully private use that if there was even a sniff of trouble from it I'd hear about it.

uck51js9zml2yt

Many private vehicles have the CVRT testing regime rather than the NCT.
Mainly crew cabs and jeeps from what Ive seen.

cplwhisper

Crewcabs (l200 and hilux as examples, have to be commercially insured.

Failure to disclose true use just makes policy null & void in accident thus innocent 3rd party is left with no compensation because someone taking shortcut to save them ....

Grueller

cplwhisper wrote: »

Crewcabs (l200 and hilux as examples, have to be commercially insured.

Failure to disclose true use just makes policy null & void in accident thus innocent 3rd party is left with no compensation because someone taking shortcut to save them ....

There driver was on the way to a call out/ break down/ the vet/ forgot something at the office/ the accountant or any one of a million other places that are business related.

uck51js9zml2yt

cplwhisper wrote: »

Crewcabs (l200 and hilux as examples, have to be commercially insured.

Failure to disclose true use just makes policy null & void in accident thus innocent 3rd party is left with no compensation because someone taking shortcut to save them ....

Not if they are being used privately.

Cheensbo

cplwhisper wrote: »

Crewcabs (l200 and hilux as examples, have to be commercially insured.

Failure to disclose true use just makes policy null & void in accident thus innocent 3rd party is left with no compensation because someone taking shortcut to save them ....

The 3rd party is still covered regardless, the policy holder may or may not be

Odyssey 2005

I know a lad with a 152 discovery. You couldn't tell it's a commercial. Great stroke !.
As for the Bentley Bentaga on sale at the minute on DD as a commercial. .

Mooooo

local handy man was on his way to a call out with his van on a Sunday at a mill and went thru a checkpoint guard told him he shouldn't be driving the van on a Sunday. That's hardly a commercial rule is it? Van full of equipment no child seats etc

cplwhisper

cplwhisper wrote: »

Crewcabs (l200 and hilux as examples, have to be commercially insured.

Failure to disclose true use just makes policy null & void in accident thus innocent 3rd party is left with no compensation because someone taking shortcut to save them ....

Commercial insurance also covers private use so I don't know what you are trying to say really. You don't need to have a business to get commercial insurance though most people who have them do tend to have something like a part-time farm or small side business but use the crew-cab as their main car for commuting to their main job also too and often used as a family car.

I also have had vans insured privately only in the past without difficulty.

Mooooo wrote: »

local handy man was on his way to a call out with his van on a Sunday at a mill and went thru a checkpoint guard told him he shouldn't be driving the van on a Sunday. That's hardly a commercial rule is it? Van full of equipment no child seats etc

Urban legend I'd say. The guards don't care about commercial tax or use etc.