Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Proof of no claims bonus

  • 02-11-2016 10:57am
    #1
    Davmcgoo
    Registered Users, Registered Users 2 Posts: 114 ✭✭


    Sorry for bringing up an old thread but my question is related to this.

    I drove for 2 years insured by first Ireland.

    I then moved to axa and have been insured with them for 4 years (currently in my 5th).

    I don't have a no claims certificate from first Ireland to prove my 2 years no claims, I'm guessing I had to send it to axa. Is this a problem? Do I need to contact first ireland? Or do I only need no claims certificates from my current insurer?

    Hope that makes sense! Thanks


Comments

  • #2
    biko
    Registered Users, Registered Users 2 Posts: 81,220 ✭✭✭✭biko


    The last insurer your are with will just add on NCB from previous insurers.
    So after one year with Axa you should have been sent a cert with 3 years NCB on it.


  • #3
    Davmcgoo
    Registered Users, Registered Users 2 Posts: 114 ✭✭Davmcgoo


    biko wrote: »
    The last insurer your are with will just add on NCB from previous insurers.
    So after one year with Axa you should have been sent a cert with 3 years NCB on it.

    Thanks for the reply. I'm looking at the cert I got after one year with axa. It says:

    The actual number of years without a claim occuring on this policy is 1 year. But axa had to have known I had 2 years driving experience when I went with them because the quote was very reasonable.


  • #4
    Skatedude
    Registered Users, Registered Users 2 Posts: 2,674 ✭✭✭Skatedude


    Who were you insured with for the first 2 years as first ireland is a broker? And it wasn't as a named driver by any chance?


  • #5
    Davmcgoo
    Registered Users, Registered Users 2 Posts: 114 ✭✭Davmcgoo


    Skatedude wrote: »
    Who were you insured with for the first 2 years as first ireland is a broker? And it wasn't as a named driver by any chance?

    It was asgard who I think are part of lloyds. No it was all in my own name.


  • #6
    Davmcgoo
    Registered Users, Registered Users 2 Posts: 114 ✭✭Davmcgoo


    I rang axa and they said I'm getting 75% no claims discount and that is full no claims. So that's all a new insurance would need as proof.


  • Advertisement
Advertisement