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opt out or in?

  • 25-10-2016 7:04pm
    #1
    MizMix
    Registered Users, Registered Users 2 Posts: 313 ✭✭


    We need to make a decision this week whether to opt in or out of AC/DC full certification.

    Our architect has said most of his clients are opting out. His fee to take on with AC/DC role isn't huge but at the same time would be useful towards the build.

    Is the 'norm' now to opt out with one off builds? We're not likely to ever sell this house. But given the uncertainty I'm wondering if we should just cough up and pay for it given nobody seems to really know what the impact might be in the longer term?


Comments

  • #2
    Gumbo
    Moderators, Society & Culture Moderators Posts: 40,339 Mod ✭✭✭✭Gumbo


    If price is not a major factor, i'd Opt In.


  • #3
    Metric Tensor
    Registered Users, Registered Users 2 Posts: 3,725 ✭✭✭Metric Tensor


    You've neatly summed up all the questions everyone has MixMix and there is no answer because no-one knows.

    At present almost every one-off house (I'd wager over 95%) is using the opt-out option. If this continues to happen forever more then opting-in will probably be of no benefit to you because if you were ever to sell anyone looking to buy a one-off house will only be looking at opt-out ones.

    However, if something changes that pushes most one-offs into the opt-in system, for example:
    1. The opt-out system is withdrawn.
    2. One or more banks decides to no longer give mortgages for opt-out houses.
    3. Some major catastrophe happens that is blamed (rightly or wrongly) on the opt-out system.
    Then your opt-out house will be amongst a small cohort that will be less desirable on the resale market by virtue of not having the same amount of a paper trail as the opt-in houses.

    No-one seems to have an accurate crystal ball for this so everyone is guessing!

    You have an advantage in that your current professional is qualified to undertake the role of AC which means the cost of opting in for you is less than it might be for others - but still a cost though!

    I'm like kceire - knowing what I know I'd opt in - however, when we explain the above to our clients (even though we can/will act as assigned certifiers on their project) without fail they choose to opt-out!

    * To me it's the same mentality that causes many people to buy the biggest car they can with the lowest spec possible.


  • #4
    sydthebeat
    Subscribers Posts: 42,170 ✭✭✭✭sydthebeat


    http://www.bregsforum.com/posts/

    a good synopsis here


  • #5
    MizMix
    Registered Users, Registered Users 2 Posts: 313 ✭✭MizMix


    Thanks for your input all. We opted in. On the greater scale of things it's a small cost- seems to be well below average rate from architects and engineers so for peace of mind and a little less admin for us too we decided to opt in


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