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Joint assessment question

mloc123 · 2016-10-16 09:24:57

My wife and I are still separately assessed and I am wondering of there is any benefit swapping to joint assessment. We are both over the marginal rate cut off, so from what I see there would be not benefit in polling credits etc.. am I missing anything here?

16-10-2016 9:24am

#1

mloc123

Registered Users, Registered Users 2 Posts: 9,454 ✭✭✭

Join Date: October 2005

Posts: 8991

My wife and I are still separately assessed and I am wondering of there is any benefit swapping to joint assessment.

We are both over the marginal rate cut off, so from what I see there would be not benefit in polling credits etc.. am I missing anything here?

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Comments

#2 16-10-2016 9:34am

exaisle

Registered Users, Registered Users 2 Posts: 2,675 ✭✭✭

Join Date: May 2007

Posts: 2557

Being jointly assessed won't necessarily mean you're any better off....but it will ensure that you're never worse off if one income decreases substantially for any reason (eg. maternity...illness/injury...redundancy...)

It also saves a bit of time in that you only need to make one return instead of two....

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