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6 points and insurance claim

  • 14-10-2016 2:43pm
    #1
    bobjimmy
    Registered Users, Registered Users 2 Posts: 170 ✭✭


    Hi im a 24 year old male and in the past year im after acquiring 6 penalty points and have recently been involved in a car accident of my own wrong doing and am expected to have a claim of around €3000 off that. My previous insurance was €550. Im just third party. Im just wondering what could I expect my insurance to be or could I expect to be refused insurance?


Comments

  • #2
    MarkR
    Moderators, Regional Midwest Moderators Posts: 11,183 Mod ✭✭✭✭MarkR


    Get on the phone and start ringing. If you get refused by three, one of them will have to quote you, however you will not like the quote. Check local brokers of course also. Good luck


  • #3
    TonyStark
    Registered Users, Registered Users 2 Posts: 851 ✭✭✭TonyStark


    bobjimmy wrote: »
    Hi im a 24 year old male and in the past year im after acquiring 6 penalty points and have recently been involved in a car accident of my own wrong doing and am expected to have a claim of around €3000 off that. My previous insurance was €550. Im just third party. Im just wondering what could I expect my insurance to be or could I expect to be refused insurance?

    Are you expecting penalty points from being the cause of the accident? Are there any criminal ramifications for causing the crash? Can you settle without there being a claim on your insurance?


  • #4
    Skyfarm
    Registered Users, Registered Users 2 Posts: 235 ✭✭Skyfarm


    Can you pay off the 3,000 euro instead of claiming ? will there be a personal claim? if you can be certain there won't be ,it looks the hassle free option? i could be wrong


  • #5
    artanevilla
    Moderators, Education Moderators, Sports Moderators Posts: 10,973 Mod ✭✭✭✭artanevilla


    There's only one way to find out, and that's to ask for a quote.


  • #6
    Sue Pa Key Pa
    Closed Accounts Posts: 2,060 ✭✭✭Sue Pa Key Pa


    With regard to the accident, please make sure it is reported to your insurers, as required by your policy conditions. A claim for €3k worth of damage has the possibility of a personal injury claim coming in and insurers will not be best pleased if it goes wrong trying to settle privately


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