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Insurance declined. How to declare car off the road

  • 12-10-2016 11:43am
    #1
    20784
    Registered Users, Registered Users 2 Posts: 220 ✭✭


    I'm on provisional licence. Axa insurance declined me today on the ground that i did not declare car since i bought it in December last year.

    I did not know that i have to declare the car since i bought and parked it in front of house due to my illness. Now i'm fit and want to insure the car, the car Nissan Micra 01 just passed NCT yesterday, but Axa insurance said they declining me because i did not declare the car off the road.

    Can someone tell me what to do in this situation?


Comments

  • #2
    Special Circumstances
    Closed Accounts Posts: 7,569 ✭✭✭Special Circumstances


    Sell it to a friend, buy it back?
    It's the equivalent of 3 Hail Marys and an Our Father for tax so maybe it absolves the heinous sin of not insuring an unused car too.


  • #3
    ScouseMouse
    Closed Accounts Posts: 5,070 ✭✭✭ScouseMouse


    20784 wrote: »
    I'm on provisional licence. Axa insurance declined me today on the ground that i did not declare car since i bought it in December last year.

    I did not know that i have to declare the car since i bought and parked it in front of house due to my illness. Now i'm fit and want to insure the car, the car Nissan Micra 01 just passed NCT yesterday, but Axa insurance said they declining me because i did not declare the car off the road.

    Can someone tell me what to do in this situation?

    What do you mean you did not declare it?

    If you bought the car as a deal and then kept it off the road while you saved for insurance, what problem does AXA have? What exactly did you tell them?


  • #4
    Special Circumstances
    Closed Accounts Posts: 7,569 ✭✭✭Special Circumstances


    ScouseMouse wrote: »
    What do you mean you did not declare it?

    If you bought the car as a deal and then kept it off the road while you saved for insurance, what problem does AXA have? What exactly did you tell them?

    Several insurers use their infallible dowsing rods /animal entrails to deduce that you have been driving without insurance if you have owned a car that was not used and not insured.


  • #5
    ScouseMouse
    Closed Accounts Posts: 5,070 ✭✭✭ScouseMouse


    Special Circumstances wrote: »
    Several insurers use their infallible dowsing rods /animal entrails to deduce that you have been driving without insurance if you have owned a car that was not used and not insured.

    FFS. You couldn't make it up. What if OP was being diligent and bought the car going cheap from someone emigrating and just left it sitting up while he got finances sorted?

    Unbelievable.


  • #6
    jimgoose
    Registered Users, Registered Users 2 Posts: 20,194 ✭✭✭✭jimgoose


    Since when are these clousters "thy brother's keeper" to that extent? I can't even imagine what way that conversation could have went between you and AXA. :confused:


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  • #7
    Blackbird00
    Registered Users, Registered Users 2 Posts: 9 ✭Blackbird00


    Perhaps it has something to do with the fact that the car was NCT'd yesterday....how did it get to the NCT center with no insurance?

    That said...it's fecking ridiculous carry on from AXA....they are just looking for excuses to not insure certain aged cars.


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