Melanoma in Situ and Life/Mortgage Insurance

sabinalee

Hi,

Maybe some of yous could give me a bit of hope here...

[FONT=trebuchet ms, sans-serif]I was d[/FONT][FONT=trebuchet ms, sans-serif]iagnosed in June 19th 2015 at Connolly Hospital, dermatology deportment. I was 38 that time
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[FONT=trebuchet ms, sans-serif]Surgery was done in June 26th 2015 in Connolly Hospital, The whole mole was cut and piece of he tissue was sent away for a biopsy.
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[FONT=trebuchet ms, sans-serif]RESULTS: The stage O - melanoma-in-situ where the melanocytes have not penetrated beyond the top skin layer.
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[FONT=trebuchet ms, sans-serif]Second surgery few weeks after, 3mm of healthy skin around removed mole was taken to confirm that nothing is spreading.
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[FONT=trebuchet ms, sans-serif]RESULTS: Clear!
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[FONT=trebuchet ms, sans-serif]Further treatment is not required although I return for check ups every 5-6 months.
/C[/FONT]
[FONT=trebuchet ms, sans-serif][/FONT][FONT=trebuchet ms, sans-serif]Even I know and my doctors know that early detection and treatment of Melanoma has a very high chance of cure and prognosis.
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[FONT=trebuchet ms, sans-serif]MY QUESTION[/FONT]
[FONT=trebuchet ms, sans-serif]What chances I have to take of life insurance and mortgage protection with above diagnose?[/FONT]
[FONT=trebuchet ms, sans-serif]Would you know...?[/FONT]
[FONT=trebuchet ms, sans-serif]After reading about it over internet I'm confused. In States and some EU countries [/FONT][FONT=trebuchet ms, sans-serif]most of these cases, if detected in “in situ” stage may be rated at “Standard.”[/FONT]
[FONT=trebuchet ms, sans-serif]I will meet a broker on Thursday, but he said that one of his client, diagnosed with breast cancer at age 36, got declined in all insurance companies (!!)[/FONT]


[FONT=trebuchet ms, sans-serif]I would advice anyone who have kids get life insurance ...
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[FONT=trebuchet ms, sans-serif]In my case...after waiting 18 months for a visit just for my moles check up, as I was curious about them, as I have so many different ones, in a first minute of viewing my dermatologist said to me - see you next week! For a surgery! :mad:
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somesoldiers

check out this guy- he specialises in getting life cover for people with medical issues. I dealt with him recently after having heart issues at aged 30. I didn't get cover in the end but he was able to tell me which companies to apply to without having to fill out a 50 page application form for each

<please pm details - Mod>

sabinalee

somesoldiers wrote: »

check out this guy- he specialises in getting life cover for people with medical issues. I dealt with him recently after having heart issues at aged 30. I didn't get cover in the end but he was able to tell me which companies to apply to without having to fill out a 50 page application form for each

<please pm details - Mod>

Thank You very much,
One kind member of this forum pm me immediately and passed me on good news.
My broker checked it as well, and I can be insured, no problem - on standard rates but with skin cancer exception. After 3 years, if I will be ok and healthy my policy will be back to normal in 100%. Will pray for it.

Take care

corre10

somesoldiers wrote: »

check out this guy- he specialises in getting life cover for people with medical issues. I dealt with him recently after having heart issues at aged 30. I didn't get cover in the end but he was able to tell me which companies to apply to without having to fill out a 50 page application form for each

<please pm details - Mod>

Would you mind PM me this information please?

Paulw

corre10 wrote: »

Would you mind PM me this information please?

Considering the thread is from last year, you might be better off sending them a PM asking for the info.