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Sole trader.

  • 20-09-2016 9:25am
    #1
    Tirnanog79
    Registered Users, Registered Users 2 Posts: 47 ✭


    Hello one and all.

    I wonder can anyone help me. I have already looked at lots of threads regarding sole trader insurance and public liability but none match the situation I am in.

    I'm trying to set up a business regarding sign making.
    I can make the signs but I'm not sure if I am allowed to install them outside shops or inside buildings.
    Do I need insurance to do this or does my customer have insurance to cover the work I do ?
    I am meeting an accountant today regarding Tax and Vat and hope to get that information out of the way.

    I'm just a little confused with the insurance side of things.
    Do you know how much I might have to pay for PL and insurance per annum with the line of work I'm going into ?

    Thank you in advance.


Comments

  • #2
    duploelabs
    Registered Users, Registered Users 2 Posts: 11,986 ✭✭✭✭duploelabs


    Tirnanog79 wrote: »
    Hello one and all.

    I wonder can anyone help me. I have already looked at lots of threads regarding sole trader insurance and public liability but none match the situation I am in.

    I'm trying to set up a business regarding sign making.
    I can make the signs but I'm not sure if I am allowed to install them outside shops or inside buildings.
    Do I need insurance to do this or does my customer have insurance to cover the work I do ?
    I am meeting an accountant today regarding Tax and Vat and hope to get that information out of the way.

    I'm just a little confused with the insurance side of things.
    Do you know how much I might have to pay for PL and insurance per annum with the line of work I'm going into ?

    Thank you in advance.
    talk to MAST


  • #3
    Tirnanog79
    Registered Users, Registered Users 2 Posts: 47 ✭Tirnanog79


    Thanks for your reply.

    But who are MAST ?


  • #4
    mrawkward
    Registered Users, Registered Users 2 Posts: 498 ✭✭mrawkward


    Mast are an organisation for market/stall traders. Google "tradesman insurance" Chill and loads of providers will pop up.

    https://www.google.ie/search?q=tradesman+insurance&ie=utf-8&oe=utf-8&client=firefox-b-ab&gws_rd=cr&ei=3QfhV5jbB9bwgAaovq-4Bw


  • #5
    Tirnanog79
    Registered Users, Registered Users 2 Posts: 47 ✭Tirnanog79


    Is it possible to design and make a sign and pay a company who has insurance to install It i wonder ?


  • #6
    Graham
    Moderators, Society & Culture Moderators Posts: 17,643 Mod ✭✭✭✭Graham


    PL insurance should only run to a couple of hundred a year, you should be able to get a quote online in a few minutes.


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  • #7
    mrawkward
    Registered Users, Registered Users 2 Posts: 498 ✭✭mrawkward


    Tirnanog79 wrote: »
    Is it possible to design and make a sign and pay a company who has insurance to install It i wonder ?

    You could but could still be sued as the goods are yours and the sale contract is with you. You really need your own PL cover.


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