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Bonds investing advice?

  • 01-09-2016 4:15pm
    #1
    spongebob89
    Registered Users, Registered Users 2 Posts: 565 ✭✭✭


    Hi,

    Short and sweet I started a new job and would like to invest maybe 5-10grand in something with little risk and a higher interest rate than the banks. Would a bond of some sort be the best for this?

    Not very sure how these work if anyone care to advise me :)

    Thanks!


Comments

  • #2
    ixus
    Registered Users, Registered Users 2 Posts: 2,435 ✭✭✭ixus


    No bond at the moment. Bond 101 is that you invest capital and get a yield comensurate with the risk to capital. Central Banks have distorted this beyond belief in an effort to raise inflation.

    Previously perceived high risk assets are now offer low yields.


  • #3
    topper_harley2
    Registered Users, Registered Users 2 Posts: 537 ✭✭✭topper_harley2


    Little risk and higher reward? That's the investing holy grail you're asking for there! If we could answer that then banks wouldn't bother offering deposit accounts.


    There are loads of similar threads on this forum already about Investing 101 e.g.

    http://www.boards.ie/vbulletin/showthread.php?t=2057639162

    Can you answer all of these questions I posed? And then think about investing?

    You could use State Savings products to get slightly higher return from money with no risk. You'd need lock in for 3/5/10 years. It's not much higher return though. Not sure if you included them in your definition of low returns from regular accounts.


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