Car insurance / Driving licence in post

missblondie89

Hi I have applied for my learner permit renewal which will take a week or two to arrive in post, however I'm just wondering can I still get car insurance (even temporary) while I'm waiting for the license, I have driving for few years and have been with same broker but I went off the road as I couldn't afford to drive due to not working at the time, I have a quote but it states that I must provide a copy of my new permit and all I have right now is a receipt, does anybody know (or have had experience) if insurance companies would provide temporary insurance or will I have to bring in copy of permit before I can get the actual insurance? I suppose it is probably the latter but no harm in asking anyway :-)

pudzey101

I was in the same boat as you but mine was for motorbikes so should be fairly similar . AFAIK you can take out a policy no problem , but it doesnt become valid untill you forward them whatever they ask for ( permit , NCB , Lessons etc)

If i was you id wait for the permit to arrive OP so there will be no problems shoudnt take too long ( about 6-7 working days )

grogi

pudzey101 wrote: »

I was in the same boat as you but mine was for motorbikes so should be fairly similar . AFAIK you can take out a policy no problem , but it doesnt become valid untill you forward them whatever they ask for ( permit , NCB , Lessons etc)

If i was you id wait for the permit to arrive OP so there will be no problems shoudnt take too long ( about 6-7 working days )

The policy will be cancelled if one cannot produce the required documentation - and that's what I would call "being in a deep s...t".

coylemj

missblondie89 wrote: »

.... does anybody know (or have had experience) if insurance companies would provide temporary insurance or will I have to bring in copy of permit before I can get the actual insurance? I suppose it is probably the latter but no harm in asking anyway :-)

They might agree to insure you for 7 or 14 days pending production of the required documents but they won't give you the cert and windscreen disc until you do which means you'll be a sitting duck for a Garda checkpoint and you're also at risk of getting a ticket from a traffic warden for non-display of a valid insurance disc if you park on a public street. It's not worth the hassle, wait until you have the permit and get the documents sorted then.

missblondie89

Hi thanks for the info, I did not need my license there and then just the receipt as it was a renewal, will need to photocopy license when I get it in post and send it to insurance

Thanks for your help!

PeteK*

You really need to ask your insurance company because they can vary.
I'd say most would cover you and give you a time frame to get your licence details.

How come a learner's permit needs to be renewed? I think you should take your driving test. You'll be grand!

Edit: oopsy.. thread is a week old.. my bad! lol