Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

Transaction Fees South East Asia

  • 11-08-2016 1:50pm
    #1
    seanofinneadha
    Registered Users, Registered Users 2 Posts: 3 ✭


    Hi guys,

    My partner and I are going travelling in January for 4 months across south east Asia.

    I would like to know what would be the best way to manage money in terms of ATM fees. I have been doing some research and over time they could rack up quite a bill.

    Is there any travel cards available to Irish citizens or any other cheap options available while travelling through SEA. I know the post office do post fx cards but is there any other options.

    Any help would be greatly appreciated.

    Thanks,
    Sean


Comments

  • #2
    ongarite
    Registered Users, Registered Users 2 Posts: 8,373 ✭✭✭ongarite


    Revolut card is what you are looking for.
    Save you a lot on fx fees & ATM withdrawal fees from your current acc.
    There is a monthly withdrawal limit before extra charges come in.


  • #3
    killbillvol2
    Registered Users, Registered Users 2 Posts: 5,178 ✭✭✭killbillvol2


    The ATM withdrawal limit on Revolut is €650 per month. After that a 2% fee applies. If you had a card each that's obviously doubled. The trick is to use it to pay for meals, hotels etc. as well as there are no currency exchange fees and it gives by far the best exchange rate.

    You'll still be hit by a fee to withdraw from ATMs in Thailand (200 baht), Laos (40,000 Kip roughly), Vietnam (anything from 25,000 - 100,000 Dong) and Cambodia (haven't been for a while but about $4 I think).

    Even paying those fees you'll save substantially on what you'd be charged by Irish banks.


  • #4
    seanofinneadha
    Registered Users, Registered Users 2 Posts: 3 ✭seanofinneadha


    Thanks a million guys 😊ðŸ‘ðŸ¼


  • #5
    dory
    Moderators, Recreation & Hobbies Moderators Posts: 4,575 Mod ✭✭✭✭dory


    I front load my credit card and that saves a bit. On my debit card (PTSB) I get changed 4.88 every time I take out money. If my credit card is loaded I get charged less than 2.


  • #6
    killbillvol2
    Registered Users, Registered Users 2 Posts: 5,178 ✭✭✭killbillvol2


    dory wrote: »
    I front load my credit card and that saves a bit. On my debit card (PTSB) I get changed 4.88 every time I take out money. If my credit card is loaded I get charged less than 2.

    But you're not covered for a positive balance on a CC in the event of fraud. There's no better option than Revolut for travelling at the moment.


  • Advertisement
  • #7
    dory
    Moderators, Recreation & Hobbies Moderators Posts: 4,575 Mod ✭✭✭✭dory


    killbillvol2 wrote: »
    dory wrote: »
    I front load my credit card and that saves a bit. On my debit card (PTSB) I get changed 4.88 every time I take out money. If my credit card is loaded I get charged less than 2.

    But you're not covered for a positive balance on a CC in the event of fraud. There's no better option than Revolut for travelling at the moment.

    Yes sorry should have said that. I put 100-200 on the card at a time and if I lose the card I will probably lose that money as well. I usually time it so that I take the money out once it has cleared.


Advertisement