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Mortgage Application- Foreign credit check

  • 09-08-2016 10:06pm
    #1
    axcel
    Registered Users, Registered Users 2 Posts: 70 ✭✭


    Hi

    I completed an AIB online mortgage application which has been provisionally approved. It has asked for a foreign credit check as I confirmed I lived abroad before. Which was Australia for 2 years, for a working holiday visa over 5 years ago. No issue getting this as I literally only had a bank account there, which I closed properly when I left. But the hassle!

    Anyone any experience with this?

    I didn't have this as a requirement for any other banks. Also I had been thinking of going through a broker initially and when he provided me with the requirements, he advised KBC or AIB based on rates, and never mentioned this.

    Thanks!


Comments

  • #2
    PaulM1977
    Banned (with Prison Access) Posts: 210 ✭✭PaulM1977


    If it is over 5 years ago, I would speak to someone directly and explain this to them, foreign credit checks over the last couple of years yes, but 5 years is very long time to go back to look for a credit report from abroad.


  • #3
    EZ26
    Registered Users, Registered Users 2 Posts: 63 ✭✭EZ26


    Hi, just curious to know if you sorted it out?

    They are asking me the same and it's the only bank doing this, I'm seriously thinking to switch


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