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Do you have health insurance ?

  • 30-07-2016 7:14pm
    #1
    Hollister11
    Closed Accounts Posts: 5,482 ✭✭✭


    How many have health insurance ?

    Me and my family don't and never have. I was looking for quotes today, and on the basic plan the cheapest is 1200 P/Y and the dearest is 2300 P/Y. Me on just my own the most basic is 300 P/Y which is still expensive.

    I think this is pretty excessive for something that most likely won't happen.

    Do you have health insurance ? 91 votes

    Yes. I wouldn't be without it.
    0% 0 votes
    No. I don't see the point
    64% 59 votes
    No. I can't afford it.
    8% 8 votes
    I used to. But the money isn't there anymore.
    26% 24 votes


Comments

  • #2
    happyoutscan
    Registered Users, Registered Users 2 Posts: 6,498 ✭✭✭happyoutscan


    Yes.


  • #3
    jester77
    Registered Users, Registered Users 2 Posts: 11,264 ✭✭✭✭jester77


    Hollister11 wrote: »
    How many have health insurance ?

    Me and my family don't and never have. I was looking for quotes today, and on the basic plan the cheapest is 1200 P/Y and the dearest is 2300 P/Y. Me on just my own the most basic is 300 P/Y which is still expensive.

    I think this is pretty excessive for something that most likely won't happen.

    lol, expensive

    Health insurance is mandatory where I live, I've one of the cheapest basic plans, costs 500 per month and I have to cover the first 600 or 700 of medical costs per annum before I can even use it. The kids are a few hundred each extra per month on top of that


  • #4
    Alf Stewart.
    Closed Accounts Posts: 4,789 ✭✭✭Alf Stewart.


    jester77 wrote: »
    lol, expensive

    Health insurance is mandatory where I live, I've one of the cheapest basic plans, costs 500 per month and I have to cover the first 600 or 700 of medical costs per annum before I can even use it. The kids are a few hundred each extra per month on top of that

    Cheap beer though.

    That trumps everything.


  • #5
    byhookorbycrook
    Moderators, Education Moderators, Regional South East Moderators Posts: 12,527 Mod ✭✭✭✭byhookorbycrook


    Hollister11 wrote: »
    How many have health insurance ?

    Me and my family don't and never have. I was looking for quotes today, and on the basic plan the cheapest is 1200 P/Y and the dearest is 2300 P/Y. Me on just my own the most basic is 300 P/Y which is still expensive.

    I think this is pretty excessive for something that most likely won't happen.
    Yeah, used to think that before I developed MS. The public system is very limited in the number of people it will pay for with the treatment I need. It costs €2,500 per month .


  • #6
    pudzey101
    Registered Users, Registered Users 2 Posts: 3,921 ✭✭✭pudzey101


    Jeez a guard woudnt ask ya that


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  • #7
    failinis
    Registered Users, Registered Users 2 Posts: 1,691 ✭✭✭failinis


    No as I am in NI but I would struggle to pay if I did end up in the South, but would just have to find a way due to ill health being common for me.


  • #8
    [Deleted User]
    Posts: 0 ✭✭✭ [Deleted User]


    Yes, work pays for it. Well, I do pay BIK. But I think it's worth it.


  • #9
    yqtwqxqm
    Registered Users, Registered Users 2 Posts: 422 ✭✭yqtwqxqm


    Was listening to a show on Newstalk a few weeks ago.
    It seems all of the plans from the middle price range down arent worth it.
    You would be far better without it.


  • #10
    Digs
    Registered Users, Registered Users 2 Posts: 2,102 ✭✭✭Digs


    Luckily my employer pays it for us. Our premium is close on 4K for the plan we're on (2 adults and 2 children). I'd hate to be without it so it's one thing that's keeps me from leaving my job!


  • #11
    YFlyer
    Registered Users, Registered Users 2 Posts: 9,717 ✭✭✭YFlyer


    No.

    I prefer to spend my money in staying healthy.


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  • #12
    hairyslug
    Registered Users, Registered Users 2 Posts: 2,561 ✭✭✭hairyslug


    I like to live dangerously, no fancy medical insurance here.


  • #13
    byhookorbycrook
    Moderators, Education Moderators, Regional South East Moderators Posts: 12,527 Mod ✭✭✭✭byhookorbycrook


    YFlyer wrote: »
    No.

    I prefer to spend my money in staying healthy.
    If you find a way to prevent MS, please do share.


  • #14
    Ruu
    Closed Accounts Posts: 9,622 ✭✭✭Ruu


    I'm studying to be qualified in all professions, it'll pay for itself in the long run.:o


  • #15
    OldMrBrennan83
    Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • #16
    YFlyer
    Registered Users, Registered Users 2 Posts: 9,717 ✭✭✭YFlyer


    byhookorbycrook wrote: »
    If you find a way to prevent MS, please do share.

    Some good ideas here to help overcome the effects of MS.

    https://overcomingms.org/


  • #17
    buried
    Registered Users, Registered Users 2 Posts: 9,961 ✭✭✭buried


    No need for "health insurance". Surest way to good health is to throw your television set into the dump. You won't have to pay the TV licence either

    Bullet The Blue Shirts



  • #18
    machiavellianme
    Registered Users, Registered Users 2 Posts: 13,225 ✭✭✭✭machiavellianme


    Only have it because I was forced into it by a ridiculous meddling government. Waited until the day before I turned 35 to get it but don't feel I get any benefit. Haven't been in a hospital since I was born apart from visiting others. Hopefully it stays this way.


  • #19
    byhookorbycrook
    Moderators, Education Moderators, Regional South East Moderators Posts: 12,527 Mod ✭✭✭✭byhookorbycrook


    YFlyer wrote: »
    Some good ideas here to help overcome the effects of MS.

    https://overcomingms.org/
    Ah yeah, because I choose not to be cured.


  • #20
    OldMrBrennan83
    Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • #21
    yqtwqxqm
    Registered Users, Registered Users 2 Posts: 422 ✭✭yqtwqxqm


    machiavellianme wrote: »
    Only have it because I was forced into it by a ridiculous meddling government. Waited until the day before I turned 35 to get it but don't feel I get any benefit. Haven't been in a hospital since I was born apart from visiting others. Hopefully it stays this way.

    Nobody is in a hospital until the day they are in a hospital :)


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  • #22
    buried
    Registered Users, Registered Users 2 Posts: 9,961 ✭✭✭buried


    Patww79 wrote: »
    This post has been deleted.

    Some "Hospitals" in this country couldn't find a cancer cell in a person if they were riddled with the $hit and feeding the health insurance racket on top of it.

    Bullet The Blue Shirts



  • #23
    YFlyer
    Registered Users, Registered Users 2 Posts: 9,717 ✭✭✭YFlyer


    byhookorbycrook wrote: »
    Ah yeah, because I choose not to be cured.

    Your treatment has cured you?


  • #24
    byhookorbycrook
    Moderators, Education Moderators, Regional South East Moderators Posts: 12,527 Mod ✭✭✭✭byhookorbycrook


    buried wrote: »
    No need for "health insurance". Surest way to good health is to throw your television set into the dump. You won't have to pay the TV licence either
    Really?Because I used to run 10 k easily, eat well, get plenty fresh air and guess what????


  • #25
    OldMrBrennan83
    Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • #26
    bop1977
    Registered Users, Registered Users 2 Posts: 1,068 ✭✭✭bop1977


    I have it thanks to Mrs bops employer paying for both of us.


  • #27
    sullivlo
    Registered Users, Registered Users 2 Posts: 9,994 ✭✭✭sullivlo


    I have it and make it my business to get value for money :pac:

    Lol. Jk.

    I have health insurance, and have had it since I was a kid. I have, unfortunately, had to use it quite a bit between emergency hospital trips/admissions, going private to see consultants (& avoiding the 2 year wait publically), and cover for MRIs, X-rays and surgery.

    It's expensive but I wouldn't be without it. I had fairly significant damage to my shoulder that required surgery to fix. My shoulder would dislocate maybe 6 or 7 times a day. There was a 18 month wait to see an orthopaedic surgeon publically. Privately I was seen within 4 weeks, had the first procedure after 6, and was fully discharged within about 8 months.

    I don't tend to claim back things like consultant fees or physio fees or whatever. For that I just pay and be thankful that I can afford it.


  • #28
    CCFROM
    Registered Users, Registered Users 2 Posts: 19 ✭CCFROM


    Both my wife and I require treatment for a medical (nothing too serious not treatment required in any event), it costs in total €6000 per month. I am glad I have it. Treatment impossible to get on the public system


  • #29
    Sugar Free
    Registered Users, Registered Users 2 Posts: 1,639 ✭✭✭Sugar Free


    Company pays for myself, spouse and dependants. Saves significant $$$ for some. One of the better plans where I live too, thankfully.


  • #30
    padd b1975
    Registered Users, Registered Users 2 Posts: 10,848 ✭✭✭✭padd b1975


    I spend most of my time in the UK and Europe so a European Health Insurance Card works best for me.


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  • #31
    andekwarhola
    Registered Users, Registered Users 2 Posts: 4,640 ✭✭✭andekwarhola


    Hollister11 wrote: »
    I think this is pretty excessive for something that most likely won't happen.

    In other words, insurance.


  • #32
    OldMrBrennan83
    Closed Accounts Posts: 26,658 ✭✭✭✭OldMrBrennan83


    This post has been deleted.


  • #33
    Calahonda52
    Registered Users, Registered Users 2 Posts: 13,156 ✭✭✭✭Calahonda52


    Hollister11 wrote: »
    How many have health insurance ?

    Me and my family don't and never have. I was looking for quotes today, and on the basic plan the cheapest is 1200 P/Y and the dearest is 2300 P/Y. Me on just my own the most basic is 300 P/Y which is still expensive.

    I think this is pretty excessive for something that most likely won't happen.

    Spot on there:
    Exhibit A:
    http://www.boards.ie/vbulletin/showthread.php?p=99715710#post99715710

    “I can’t pay my staff or mortgage with instagram likes”.



  • #34
    rainbow kirby
    Registered Users, Registered Users 2 Posts: 26,928 ✭✭✭✭rainbow kirby


    Have it through work. It has come in useful when I needed something that would have required a long wait on the NHS.


  • #35
    Wigglepuppy
    Closed Accounts Posts: 397 ✭✭Wigglepuppy


    buried wrote: »
    Some "Hospitals" in this country couldn't find a cancer cell in a person if they were riddled with the $hit and feeding the health insurance racket on top of it.
    Which hospitals are those? :)

    Good laugh reading posts here from people so confident they could never possibly get ill: I spend my money instead on staying healthy; getting rid of the TV will ward off illness... and my favourite: since I started paying health insurance I don't feel any benefit as I haven't been to hospital yet.

    Top notch, keep it up.


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