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No Claims Bonus private and commercial

optimist16 · 2016-07-30 10:42:01

Can anyone tell me... My car went to old car heaven, so I no longer have my own insurance. I understand my NCB is recognised for 2 years (maybe). I'm named driver on husband's car. Getting a new van today for business. If I go first driver on the commercial will my NCB be valid now and when I go back to a private car?…

30-07-2016 10:42AM

#1

optimist16

Closed Accounts Posts: 38 ✭

Join Date: July 2016

Posts: 35

Can anyone tell me...
My car went to old car heaven, so I no longer have my own insurance. I understand my NCB is recognised for 2 years (maybe). I'm named driver on husband's car.
Getting a new van today for business. If I go first driver on the commercial will my NCB be valid now and when I go back to a private car?
We're considering swapping being first driver on our private shared car every year, to keep our NCB safe. Any thoughts on that? Seriously confusing and they don't jump up and down to point me in the right direction, but quick to tell me after the fact Anyone?

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