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Best 1 Year Deposit Account

  • 25-07-2016 8:54pm
    #1
    The Ayatolla
    Registered Users, Registered Users 2 Posts: 4,150 ✭✭✭


    Who has the best rate for a one year deposit account ?

    I thought Rabo were good but I checked and they're now offering a whopping 0% AER.

    Am I better off sticking with Permanent TSB at 0.75%?


Comments

  • #2
    NIMAN
    Registered Users, Registered Users 2 Posts: 34,695 ✭✭✭✭NIMAN


    Check here for current best deals

    http://askaboutmoney.com/threads/savings-best-buys.90481/


  • #3
    JTMan
    Registered Users, Registered Users 2 Posts: 5,558 ✭✭✭JTMan


    The Ayatolla wrote: »
    Who has the best rate for a one year deposit account ?

    The highest 1 year rate is 1.40% AER fixed with Alior Bank via Raisin.


  • #4
    The Ayatolla
    Registered Users, Registered Users 2 Posts: 4,150 ✭✭✭The Ayatolla


    Cheers. Seems like an awful lot of agro to go foreign - I'll stick with PTSB I reckon! :(


  • #5
    NIMAN
    Registered Users, Registered Users 2 Posts: 34,695 ✭✭✭✭NIMAN


    To be honest, once you factor in DIRT, you are unlikely to make any sort of interest anyway, so all of the accounts will be much the same, so I'd go with the most convenient.

    Of course if you were investing a HUGE sum of money it might be worth closer investigation of rates across institutions.


  • #6
    The Ayatolla
    Registered Users, Registered Users 2 Posts: 4,150 ✭✭✭The Ayatolla


    NIMAN wrote: »
    To be honest, once you factor in DIRT, you are unlikely to make any sort of interest anyway, so all of the accounts will be much the same, so I'd go with the most convenient.

    Of course if you were investing a HUGE sum of money it might be worth closer investigation of rates across institutions.

    Yep the difference between switching banks isn't a whole lot for all the hassle, providing ID, address proof etc.

    Thanks for the tips all! :)


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