Advertisement
If you have a new account but are having problems posting or verifying your account, please email us on hello@boards.ie for help. Thanks :)
Hello all! Please ensure that you are posting a new thread or question in the appropriate forum. The Feedback forum is overwhelmed with questions that are having to be moved elsewhere. If you need help to verify your account contact hello@boards.ie
Hi there,
There is an issue with role permissions that is being worked on at the moment.
If you are having trouble with access or permissions on regional forums please post here to get access: https://www.boards.ie/discussion/2058365403/you-do-not-have-permission-for-that#latest

House Insurance

  • 15-07-2016 11:36am
    #1
    Plasandrunt
    Registered Users, Registered Users 2 Posts: 858 ✭✭✭


    Hi, I'm just after purchasing my first property and I'm a little bit ignorant regarding the whole insurance side of things, the only insurance I've ever had was for my phone.

    Just wondering what I should be looking out for when contacting the insurance companies and what types of insurance i should be looking to get, decent insurance companies i should shop around with and how much I should be realistically be looking to pay?

    Relevant information

    - 29 years of age
    - cash buyer
    - appartment bought for €175k in Crumlin
    - built in 1990's
    - 2 bed appartment
    - Ground floor
    - Person moving into spare room


Comments

  • #2
    athtrasna
    Closed Accounts Posts: 13,420 ✭✭✭✭athtrasna


    Moved from A&P. New forum charter applies.

    Athtrasna


  • #3
    ted1
    Registered Users, Registered Users 2 Posts: 23,901 ✭✭✭✭ted1


    Your management fee will cover the building, you need to get contents insurance,


  • #4
    NUTLEY BOY
    Registered Users, Registered Users 2 Posts: 2,345 ✭✭✭NUTLEY BOY


    Check if you can get accidental damage cover on the contents.

    I suppose that another person moving in to the spare room is a tenant. If so, might be worth declaring that for completeness i.e. a material fact.

    One thing I don't know about for apartments is the insurance for fixtures and fittings like built in wardrobes. Anyone ?


  • #5
    coylemj
    Registered Users, Registered Users 2 Posts: 25,622 ✭✭✭✭coylemj


    NUTLEY BOY wrote: »
    One thing I don't know about for apartments is the insurance for fixtures and fittings like built in wardrobes. Anyone ?

    I don't know either but I expect that F&F will be covered in a contents policy when you declare that the premises is an apartment. What is and is not covered will be explained in the policy document.


Advertisement