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Credit union loan , Irish credit bureau

  • 11-07-2016 4:59pm
    #1
    roadrunnermick
    Registered Users, Registered Users 2 Posts: 241 ✭✭


    Hi there ,


    I totalled my car in an accident and need to buy a replacement, I was think of taking out 15k , thing is I am mortgage approved and do not want to risk getting my Morgage

    If I take a loan from a credit Union , does the Irish leagues of credit union loan report this as financ to Irish credit bureau.

    Thanks


Comments

  • #2
    Makood
    Registered Users, Registered Users 2 Posts: 326 ✭✭Makood


    roadrunnermick wrote: »
    Hi there ,


    I totalled my car in an accident and need to buy a replacement, I was think of taking out 15k , thing is I am mortgage approved and do not want to risk getting my Morgage

    If I take a loan from a credit Union , does the Irish leagues of credit union loan report this as financ to Irish credit bureau.

    Thanks

    Most Credit Unions are now affiliated to the ICB. I'm not sure however if the bank who you are applying for a mortgage with will check your ICB record again, maybe someone else can advise that.

    However...
    Limit your risks and get a runaround for <5k (loads out there) until you are in your new place. The Credit union will still be there then if you are in a position to pay both mortgage and car loan.


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