phone insurance ?

eschmidt

I need mobile insurance for 17 year girl. What are some good mobile phone insurance companies. u have to be 18 to insure your phone i know u can get insured under your parents name but how do u do that?

murpho999

I never bother with insurance.

Why pay up to €12 a month to insure a device worth a few hundred euro?

When you consider a car insruance policy for a few hundred a year insures you for millions.

Also, was with a colleague last week, who went to 3 shop to make a claim for a damaged screen on a Galaxy 6 and they gave her a form and said she'd have to pay a €70 fee for the claim. Total con.

I have also heard that places like Gadget insurance are very difficult to get a claim out of.

If you really want it you should check your house contents insurance.

I personally would take the chance, or save the €12-15 a month yourself and keep for the phone. Within 2 years you'd have €288- €360 saved which is probably the most insurance would give you anyway.

laoisfan

Mobile phone insurance is a scam, nothing more, nothing else. Don't pay it. You would be just throwing away good money.

OldMrBrennan83

This post has been deleted.

omb0wyn5ehpij9

murpho999 wrote: »

I never bother with insurance.

Why pay up to €12 a month to insure a device worth a few hundred euro?

When you consider a car insruance policy for a few hundred a year insures you for millions.

Also, was with a colleague last week, who went to 3 shop to make a claim for a damaged screen on a Galaxy 6 and they gave her a form and said she'd have to pay a €70 fee for the claim. Total con.

I have also heard that places like Gadget insurance are very difficult to get a claim out of.

If you really want it you should check your house contents insurance.

I personally would take the chance, or save the €12-15 a month yourself and keep for the phone. Within 2 years you'd have €288- €360 saved which is probably the most insurance would give you anyway.

Might only cost a few hundred euro if bought on a bill, but a sim free iPhone bought directly from Apple is 700+

murpho999

BDJW wrote: »

Might only cost a few hundred euro if bought on a bill, but a sim free iPhone bought directly from Apple is 700+

Still not a massive amount of money that requires over €100 per year insurance.

OldMrBrennan83

This post has been deleted.

Nonoperational

laoisfan wrote: »

Mobile phone insurance is a scam, nothing more, nothing else. Don't pay it. You would be just throwing away good money.

In the past 14 months I have dropped my phone down the toilet and lost it in Prague.

The replacement cost from Apple for my phone is €979. If I had to replace both myself it would have cost me €1958. Vodafone insurance replaced both within 2 days with brand new phones. For me it was well worth it. It's not a scam. Whether it's good value is another matter....

Annie_Oakes

Nonoperational wrote: »

laoisfan wrote: »

Mobile phone insurance is a scam, nothing more, nothing else. Don't pay it. You would be just throwing away good money.

In the past 14 months I have dropped my phone down the toilet and lost it in Prague.

The replacement cost from Apple for my phone is 979. If I had to replace both myself it would have cost me 1958. Vodafone insurance replaced both within 2 days with brand new phones. For me it was well worth it. It's not a scam. Whether it's good value is another matter....

I agree. I'm with Vodafone insurance too. Dropped my 6s+ on the pavement last week and smashed the screen. Within two days I had a brand new phone. Also, didn't have to hand back the old box or charger & earpods, so now I have two sets of all the accessories!

awec

Read the small print very carefully. You will be amazed at some of the get outs they have for not paying out.

guil

Vodafone insurance seems to be straight up. They send out a new phone and put the cost on the next bill.

murpho999

guil wrote: »

Vodafone insurance seems to be straight up. They send out a new phone and put the cost on the next bill.

What cost?

guil

murpho999 wrote: »

What cost?

€12.99 per month.

Masala

guil wrote: »

Vodafone insurance seems to be straight up. They send out a new phone and put the cost on the next bill.

So u have to be a bill pay customer with Vosafone to avail of their insurance??

guil

Masala wrote: »

So u have to be a bill pay customer with Vosafone to avail of their insurance??

No idea, I'm bill pay so doesn't concern me.

OverRide

Annie_Oakes wrote: »

I agree. I'm with Vodafone insurance too. Dropped my 6s+ on the pavement last week and smashed the screen. Within two days I had a brand new phone. Also, didn't have to hand back the old box or charger & earpods, so now I have two sets of all the accessories!

A genuine otterbox can be got on eBay for about 12 euros
You won't smash your screen with one on it

Annie_Oakes

OverRide wrote: »

Annie_Oakes wrote: »

I agree. I'm with Vodafone insurance too. Dropped my 6s+ on the pavement last week and smashed the screen. Within two days I had a brand new phone. Also, didn't have to hand back the old box or charger & earpods, so now I have two sets of all the accessories!

A genuine otterbox can be got on eBay for about 12 euros
You won't smash your screen with one on it

Yeah I get that but... I really dislike those cases. The iPhone is beautiful IMO and I don't want to stick a big lump of plastic on it and make it look like a mini tank.

borcork

There's good and a small negative about phone insurance for me. I had geek squad insurance with my old 5c, within a week of me getting it, the flash went dead.
I rang apple and carphone, returned the phone and within a week and a half got a new phone.
The only negative was that since the insurance was separate from the phone, when I sold the 5c, the old policy was still running, even though I got a new phone and policy.
In short, I was double charged, contacted carphone and they put a request in with geek squad and they refunded me back two months of the old policy.

whiterebel

borcork wrote: »

There's good and a small negative about phone insurance for me. I had geek squad insurance with my old 5c, within a week of me getting it, the flash went dead.
I rang apple and carphone, returned the phone and within a week and a half got a new phone.
The only negative was that since the insurance was separate from the phone, when I sold the 5c, the old policy was still running, even though I got a new phone and policy.
In short, I was double charged, contacted carphone and they put a request in with geek squad and they refunded me back two months of the old policy.

Insurance won't normally cover manufacturing defects , it'll be covered under warranty as your flash problem was.

borcork

whiterebel wrote: »

Insurance won't normally cover manufacturing defects , it'll be covered under warranty as your flash problem was.

Ya you're right there, as I was into Apple themselves first. Thanks