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Penatly points and NCB Question

  • 23-06-2016 9:24pm
    #1
    pudzey101
    Registered Users, Registered Users 2 Posts: 3,925 ✭✭✭


    Can someone clear this up for me as iv gotten a few different opinions .

    Does a NCB and Penalty points for a car come into effect with bike insurance or are they 2 completely different categories ?


Comments

  • #2
    Paulw
    Registered Users, Registered Users 2 Posts: 13,381 ✭✭✭✭Paulw


    Penalty points are on the license, not tied to the vehicle. So, if you have 4 points on your license, then you have 4 points on your license, no matter if how you got them. And points must be disclosed to your insurer.

    As for NCB, I think it's separate (car/bike). But you can discuss that with insurer. Some may take it in to consideration. I think someone said that Liberty do.


  • #3
    pudzey101
    Registered Users, Registered Users 2 Posts: 3,925 ✭✭✭pudzey101


    Paulw wrote: »
    Penalty points are on the license, not tied to the vehicle. So, if you have 4 points on your license, then you have 4 points on your license, no matter if how you got them. And points must be disclosed to your insurer.

    As for NCB, I think it's separate (car/bike). But you can discuss that with insurer. Some may take it in to consideration. I think someone said that Liberty do.

    thanks Paul :) damn seems unfair i have 6 points for no seat belt and bikes dont have them :pac::D:D

    Il be ringing up tomorrow just dont want to sound like a noob and taking up hours on the phone :D


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